Secure your smile wisely
Optimally safeguard your dental health. nextsure offers you digital supplementary dental insurance, perfectly tailored to your needs – for a worry-free smile and full cost control during dentist visits.
Customised Rates
Comprehensive Protection
Digital Processing
Dental supplementary insurance: Why it is indispensable for your dental health
Closes gaps in the statutory health insurance (GKV)
Replaces high-quality materials
Secures expensive dental prostheses
Offers prophylaxis services
Professional Teeth Cleaning (PZR): Costs, Benefits & Reimbursement by Your Insurance
Professional dental cleaning (PZR) is a key component for long-term dental health and goes far beyond daily tooth brushing. It removes stubborn deposits and discolourations, effectively prevents tooth decay and periodontitis, and contributes to overall oral hygiene. The cost of a PZR varies depending on the effort and dental practice, but is often only partially covered or not at all by statutory health insurance. A good supplementary dental insurance from nextsure can help here by fully or partially reimbursing the cost of regular PZR. This way, you invest wisely in your radiant smile and the prevention of expensive follow-up treatments. When choosing a tariff, pay attention to the included prophylaxis services to optimally secure this important aspect of your dental care.
Our services for your dental health
Custom-fitted mouthguard from nextsure
Dental prosthesis
Comprehensive protection for crowns, bridges, and implants.
Prophylaxis
Coverage for professional dental cleaning and preventive care.
Orthodontics
Support with braces for children and adults.
Dental treatment
Coverage for fillings, root, and periodontal treatments.
Patients with anxiety
Special tariff services for a stress-free treatment.
Without waiting
Many plans with immediate protection for urgent cases.
Freedom to choose a doctor
You choose your trusted dentist and specialist.
Digital Service
Easily submit invoices online, quick reimbursement.
Top Tariffs
Individual insurance packages for every need and budget.
For your permanently radiant and healthy smile.
Ready for your
Healthy smile?
Orthodontics for Children & Adults: What does supplementary dental insurance cover?
Orthodontic treatments, such as braces, are often necessary to correct misaligned teeth and resolve functional issues. Early treatment is crucial, especially for children and adolescents, although an increasing number of adults are opting for corrections as well. Costs for these treatments can be significant and are only covered by statutory health insurance (SHI) under certain conditions, and often only partially – particularly for adults or when opting for modern, less noticeable treatment methods. A powerful dental supplementary insurance from nextsure can bridge this financial gap. Depending on the plan, costs for orthodontic measures for both children and adults are covered, making it easier for you to access optimal care. Make sure to seek information early on about the orthodontic services included in your desired plan.
Dental prosthetics in detail: crowns, bridges, implants, and an overview of their costs
When teeth are severely damaged or missing, dental prosthetics become necessary to restore function and aesthetics. The most common types include crowns, bridges, and implants. Dental crowns cover a damaged tooth, bridges replace missing teeth by anchoring to neighbouring teeth, and implants serve as artificial tooth roots for permanent replacements. Costs vary significantly depending on the material (e.g., ceramic, gold), the extent, and the complexity of the treatment. Statutory health insurance only provides a fixed subsidy based on the specific condition, often covering only a fraction of the total costs. Therefore, supplementary dental insurance is essential to cushion the high financial burden of high-quality dental prosthetics, particularly for implants, and to allow you the best possible care without compromises in quality and aesthetics.
Anxious Patients: How the Right Dental Insurance Can Help with Dentist Phobia
Dental anxiety or dental phobia is a significant burden for affected individuals and often leads to the avoidance of necessary treatments, which further deteriorates dental health. There are special treatment methods for anxious patients, such as sedation (twilight sleep) or general anaesthesia, which allow stress-free treatment. However, these procedures are often associated with additional costs that are usually not covered by the statutory health insurance. An appropriate dental supplementary insurance from nextsure can provide valuable support by reimbursing costs for anxiety-reducing measures or alternative treatment methods. This makes a dental visit more bearable and ensures necessary care. When choosing a tariff, specifically look for benefits for anxious patients to be optimally covered in the event of dental phobia.
Filling Therapy: Modern Materials and Insurance Coverage
Caries is one of the most common dental diseases and requires filling therapy to preserve the tooth. While amalgam fillings in the molar area are often fully covered by statutory health insurance, many patients prefer more modern alternatives for aesthetic or health reasons, such as tooth-coloured composite fillings or high-quality ceramic inlays. However, these usually involve additional costs that the patient must bear themselves. A dental supplementary insurance can cover this difference and provide you access to aesthetically pleasing and durable filling materials. Find out which types of fillings and materials your plan reimburses, so you can make the best choice for each dental treatment without having to worry about high co-payments.
Pflege-Bahr
Provide for old age
Dread Disease
For serious illnesses
Child Accident
Safety for the Little Ones
Understanding waiting periods in dental insurance and finding plans with no waiting time
Many dental insurance policies include so-called waiting periods at the start of the contract. This means that you are only entitled to reimbursement for certain services after this period has passed (usually 3 to 8 months). This regulation protects the insured community from already planned, costly treatments. However, there are also policies that offer no waiting period or reduced waiting periods for specific areas such as prophylaxis. A policy without a waiting period provides immediate coverage from the start of the contract, which is especially advantageous if you require treatment soon or simply do not want a gap in coverage. nextsure helps you compare policies and find the option that best meets your needs for immediate protection and scope of benefits.
Dental Scale & Coverage Limits: Pay Attention to the Fine Print in Dental Insurance
The so-called dental scale or sum limitation is an important aspect of dental supplementary insurance. It specifies up to what maximum amount the insurance will cover costs for certain services, particularly expensive dental prostheses, in the initial contract years (often 1 to 5 years). These staggered reimbursement limits typically increase year by year until, after a few years, full insurance coverage applies without limitation (or with a very high annual limit). It is crucial to carefully examine this dental scale before concluding a contract to understand which services are covered to what extent in the initial years. In addition to the dental scale, other benefit limitations may also exist. Transparent advice from nextsure helps you understand these details and choose a tariff whose limitations fit your planning.
Bleaching & aesthetic dental treatments: What is insurable and what is not?
A bright white smile is a symbol of health and attractiveness. Cosmetic dental treatments such as professional bleaching (teeth whitening), veneers (ceramic facings), or invisible braces are very popular. Since these procedures are generally not medically necessary but primarily serve aesthetic purposes, the costs are not covered by statutory health insurance. Even with dental supplementary insurance, coverage for purely cosmetic procedures is often limited or excluded. However, some premium plans offer subsidies for bleaching or other aesthetic services. It is important to carefully review the policy conditions if such treatments are important to you. nextsure provides transparent information about which cosmetic dental treatments can be covered under a dental supplementary insurance plan.
What exactly does a dental supplementary insurance from nextsure offer?
Selecting the right dental supplementary insurance can be challenging given the variety of tariffs and service details. A systematic comparison is essential. First, you should analyse your individual needs: What is the condition of your teeth? Are you planning certain treatments? Which services are particularly important to you (e.g., dental replacements, prophylaxis, orthodontics)? Pay attention to important criteria such as the reimbursement rates for various service areas, the presence and duration of waiting periods, the structuring of scaling, and any annual maximum limits. Compare not only the price but above all the price-performance ratio. Use online comparison tools and expert advice from nextsure to find a plan that offers optimal protection for your dental health at fair conditions and guarantees you a digital, straightforward process.
