Comprehensive Drone Insurance Secured
Secure your drone comprehensively with drone hull insurance from nextsure. Protection against damage, destruction, and loss. Find out more and sign up online now!
Protection in the event of crashes and breakages
Theft & robbery insured
Digital Damage Report
Why drone hull insurance is indispensable
Coverage of user errors
Protection against electronic damage
Compensation for Total Loss
Optional Global Protection
An overview of the most important benefits of the nextsure drone casco insurance
The drone comprehensive insurance from nextsure offers you extensive protection that goes far beyond the legally required drone liability insurance. The focus is on protecting your own drone against a variety of risks. This particularly includes crash or breakage damage, which can occur due to operator errors, technical defects, or unforeseen environmental influences. Damage caused by vandalism or theft (provided the drone was adequately secured) is also covered under many tariffs. Another important aspect is protection against electronic damage, such as from moisture or power surges. nextsure understands that modern drones are highly technological devices whose repair or replacement can be costly. Therefore, our comprehensive insurance also includes damage to the permanently installed electronics, including the camera and gimbal, if these are part of the insured device. In the event of a total loss or theft, we generally provide compensation up to the agreed market value or new value of your drone, depending on the tariff options chosen. When concluding the contract, pay attention to the exact conditions for depreciation and excess. Our aim is to stand by you quickly and without bureaucracy in the event of a claim, so that you can be back in the air with your drone soon. Find out now about the tailor-made tariffs for nextsure's drone comprehensive insurance and fly worry-free.
Comprehensive Protection
Our comprehensive cover for your drone
Crash damage
Protection in case of a crash due to user error or technical failure.
Theft protection
Replacement in case of theft of your secured drone.
Electronics faults
Coverage for damage to internal components.
Water damage
Protection against unintentional contact with liquids (depending on the tariff).
Operational error
Even if you make a mistake.
Vandalism
Protection against wilful destruction by third parties.
Accessory Protection
Optional insurance for batteries, cases, and more.
Worldwide (Option)
International protection for your drone adventures.
Quick processing
Digital and swift handling in the event of damage.
Safety in every flight position – Discover the benefits of nextsure.
Your Drone, Your Value
Calculate comprehensive insurance now!
Who is drone comprehensive insurance particularly suitable for?
A drone hull insurance is generally recommended for every drone pilot who wants to protect their investment. However, it is particularly advisable for owners of high-quality and expensive drone models. The higher the purchase price, the greater the financial loss in the event of damage. This applies to both private hobby pilots with professional equipment and commercial users. Professional users, such as photographers, videographers, surveyors, or inspection services, often rely on the flawless functioning of their drone. A failure can not only mean expensive repairs but also lost revenue. A hull insurance minimizes this risk. Even for ambitious hobby pilots who fly regularly and may also attempt more demanding maneuvers, the protection offered by a hull insurance is invaluable. Operational errors or unforeseen events can quickly lead to costly damages. Finally, hull insurance is also worth considering for drone beginners. Especially at the start, the risk of operational errors and resultant crashes is higher. Hull insurance provides financial security and alleviates the pressure to complete every flight perfectly. nextsure offers flexible rates tailored to the individual needs and value of your drone.
Common Damage Cases with Drones: How to Protect with Comprehensive Insurance
Drones are fascinating yet delicate flying devices. Despite careful operation and adherence to all regulations, damage can occur. The drone hull insurance from nextsure covers a wide range of these typical damage cases. The most common causes include crashes due to operator error: An incorrect control movement, misjudgment of obstacles, or loss of orientation can quickly lead to a crash. Technical defects also pose a significant risk that should not be underestimated. A sudden engine failure, issues with signal transmission, or a defective battery can render the drone uncontrollable and cause a crash. The hull insurance provides coverage here, as long as the defect is not due to gross negligence or intentional misconduct. Environmental influences like strong gusts of wind, sudden rain (unless explicitly intended for flight under such conditions), or collisions with birds can also lead to significant damage. Moreover, damage during take-off and landing is not uncommon. Uneven terrain, unforeseen obstacles, or simply an unfortunate landing can damage propellers, landing gear, or the camera. Transport damage may also be included depending on the policy. The nextsure drone hull insurance is your reliable partner to cover these financial risks.
Kasko vs. Liability: The Key Difference for Drone Pilots
Many drone pilots are uncertain about the difference between drone liability insurance and drone hull insurance. Both types of insurance are important but cover different risks. In Germany, drone liability insurance is legally required for almost all drones. It covers damages you cause to third parties with your drone, which can include personal injury, property damage, or consequential financial losses. Without valid liability insurance, you are generally not allowed to operate your drone legally. Drone hull insurance, on the other hand, is a voluntary additional insurance and covers damages to your own drone. It provides coverage, for example, in cases of damage due to crashes, operator error, vandalism, or theft. Thus, hull insurance is there to protect your own investment in the drone. In summary: Liability insurance is a must for third-party protection, while hull insurance is a sensible addition for protecting your own equipment. nextsure recommends combining both types of insurance for comprehensive protection.
How to choose the right insurance plan for your drone
The selection of the appropriate comprehensive insurance policy for your drone depends on several factors. At nextsure, you will find flexible options to tailor the insurance coverage to your needs and your aircraft. First, you should realistically assess the value of your drone. This forms the basis for the insurance sum. Consider what risks you want to cover: basic policies often cover crashes and breakages, while extended policies may also include theft, operator errors, or electronic damage. The amount of the deductible plays an important role: a higher deductible results in a lower premium. Pay attention to the insurance coverage area – do you also need protection abroad? Check the conditions for new-for-old or current value compensation. Especially for newer drones, new-for-old compensation is advantageous. nextsure offers you transparent policy overviews and supports you in choosing the optimal protection to find the ideal drone comprehensive insurance for your requirements.
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Tips for Damage Prevention: How to Minimise Risks When Flying Drones
Even with the best drone hull insurance, it is advisable to actively contribute to damage prevention. 1. Pre-flight check: Inspect the drone, propellers, battery, and controls. 2. Observe weather conditions: Do not fly in unsuitable weather. 3. Comply with legal regulations: Familiarize yourself with no-fly zones and maximum altitudes. 4. Fly within visual line of sight (VLOS): Always keep your drone in view. 5. Avoid obstacles: Plan your flight route carefully. 6. Keep software and firmware up to date: Benefit from security updates. 7. Start slowly and practice: Get familiar with the flying characteristics. By following these tips, you can avoid many common causes of damage. The drone hull insurance from nextsure provides you with additional security in case something does go wrong.
Claims made easy: The digital process at nextsure
In the event of damage to your drone, a quick and straightforward process is crucial. At nextsure, you benefit from a fully digital claims notification process. Report the damage directly online via our customer portal. You will need your contract number, a detailed description of the damage (including photos/videos), the purchase receipt of the drone, and, if applicable, a police report (in cases of theft/vandalism). After uploading all the necessary information, your report will be promptly forwarded to our specialist department. We will carefully review your case and contact you promptly to discuss the next steps. Our aim is to ensure you a transparent and efficient claims process so that you can be back in the air as quickly as possible. The digital process at nextsure makes reporting a liability damage to your drone simple and convenient.
International Validity: Is my drone also covered by comprehensive insurance abroad?
Many drone pilots use their aircraft while traveling abroad. At nextsure, the geographical scope of your drone hull insurance depends on the chosen tariff. Typically, our standard tariffs offer coverage within the European Union (EU) and often in other European countries as well. For flights outside of Europe, extended coverage or special foreign protection may be required. It is important to check this carefully before traveling and, if necessary, adjust your contract. Besides insurance coverage, you must also comply with the local drone laws of the respective country. Make sure to inform yourself about the specific requirements in the destination country in good time. In the event of damage abroad, report it immediately to nextsure. For detailed information about the conditions of your nextsure hull tariff, please contact our customer service.
Is drone hull insurance mandatory?
When taking out drone comprehensive insurance, the question arises as to the extent to which accessories such as additional batteries, cameras, gimbals, transport cases or FPV goggles are covered. At nextsure, the scope of covered accessories is clearly defined in the tariff conditions. Accessories permanently attached to the drone (e.g. standard camera) are often automatically included in the cover. Specific regulations apply to loose or separately purchased accessories: Sometimes they are generally covered up to a certain value or must be explicitly included in the contract. This includes additional batteries, transport cases, separate cameras/sensors, or FPV goggles. Before concluding a contract, carefully check which accessories are covered to what extent and up to what value limit in your tariff. For high-value accessories, we are happy to advise you to ensure these are also optimally covered.
