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Find the right travel insurance with nextsure for your optimal protection on the go. Digital advice, quick sign-ups, and global security.
Worldwide Protection
Customised Rates
Digital Completion
Why is travel insurance indispensable?
Financial Security
Medical Care
Comprehensive Emergency Assistance
Protection for Your Luggage
The most important types of travel insurance in detail
Travel broadens the mind, but it also carries unpredictable risks. Comprehensive travel insurance is therefore essential to minimise financial burdens and stress in case of emergencies. At nextsure, we understand the diverse needs of travellers and provide you with a detailed overview of the most important types of travel insurance. The **international health insurance** is a priority, as medical treatments abroad can be extremely expensive; it covers doctor visits, hospital stays and often the medically necessary return transport. The **trip cancellation insurance** protects you from high cancellation fees if you are unable to start your journey due to illness, accident or other insured reasons. Additionally, the **trip interruption insurance** steps in if you need to end an already commenced trip early, reimbursing unused travel services as well as additional return travel costs. For the protection of your belongings, the **baggage insurance** is responsible, providing coverage in case of loss, theft or damage to your baggage. A **travel accident insurance** offers financial protection in the event of disability or death as a result of an accident on your trip. For frequent travellers, an **annual travel insurance** that covers all trips within a year is often worthwhile. Special insurances such as for sports equipment or a travel liability insurance may also be useful depending on the type and destination of your trip. Choosing the right combination depends on your individual situation, travel destination and duration. nextsure helps you find the suitable digital insurance coverage.
Our Solutions
Your protection for worry-free travel
Cancellation protection
Protection in case of cancellation or delayed departure.
Foreign health insurance
Medical care worldwide, including repatriation.
Baggage Protection
Compensation for loss, theft, or damage.
Trip cancellation
Coverage in case of early or delayed return travel.
Accident protection
Financial assistance in case of accidents during your trip.
Annual policy
Year-round protection for all your travels.
Family package
Comprehensive protection for the whole family.
Sports equipment
Special protection for your valuable sports equipment.
Emergency Service
24/7 support and organization in emergencies.
Tailored, digital and transparent – discover the travel insurance from nextsure that perfectly matches your individual needs.
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Worry-free travel?
Travel Cancellation and Interruption Insurance: Protection Before and During Your Trip
The excitement of anticipating a trip can quickly be dampened if unforeseen events prevent departure or force an early return. This is where nextsure's travel cancellation and interruption insurance offers essential financial protection. The **travel cancellation insurance** comes into effect if you cannot take your booked trip for a covered reason. Typical insured events include sudden serious illness, accidents, the death of a close relative, pregnancy complications, or even the unexpected loss of a job. In such cases, the insurance covers cancellation fees, which can amount to up to 100% of the travel cost depending on the timing of the cancellation. The **travel interruption insurance**, on the other hand, protects you *during* your trip. If you need to end your trip early for insured reasons, such as a serious illness on-site or an urgent family emergency at home, this insurance reimburses the costs of unused travel services (e.g., hotel stays, excursions) and often covers the additional, unexpected return travel costs. Many policies, including those from nextsure, combine both insurance services to ensure comprehensive protection. Pay attention to the exact insurance conditions, covered reasons, and any deductibles when concluding. A digital conclusion with nextsure allows you to quickly and easily secure the right protection for your next trip.
International Health Insurance: Medical Coverage Worldwide
An illness or accident abroad can not only disrupt travel plans but also lead to a significant financial burden. The costs for medical treatments, hospital stays or a medically necessary return transportation can quickly reach life-threatening levels, especially in countries like the USA or Canada. A powerful **international health insurance** is therefore the most important component of any travel preparation. It covers the costs of outpatient and inpatient treatments, doctor-prescribed medications, aids, and in case of emergency, the medically sensible and justifiable repatriation to your home country. Even for trips within Europe, where the European Health Insurance Card (EHIC) ensures basic coverage, additional international health insurance is strongly recommended. The EHIC often does not cover all costs, especially not for private clinics or return transportation. nextsure offers you digital international health insurance policies tailored to your individual needs and travel destinations. When taking out a policy, ensure there is sufficiently high or unlimited coverage, understand the geographical scope, and whether services such as dental treatments or the transport of a companion are included. Comprehensive protection gives you the confidence to be well taken care of worldwide in case of illness, without having to worry about the financial aspect.
Travel Insurance for Luggage: What to Do in Case of Loss or Damage?
Lost, stolen, or damaged luggage can significantly disrupt your travel comfort and incur additional costs. **Travel luggage insurance** provides financial compensation if your luggage is lost or damaged during your trip. It typically reimburses the current value of the affected items up to the agreed insurance sum. Usually, personal items such as clothing, electronic devices, cameras, and sports equipment in checked luggage or hand luggage are covered. It is crucial to act promptly in case of a claim: Report the loss or damage immediately to the airline, hotel, or local police and obtain confirmation (e.g., Property Irregularity Report at the airport). Document the damage as thoroughly as possible, for example, with photos. Then, promptly inform your insurer, such as nextsure, and submit all necessary documents. Many policies also cover essential replacement purchases if your luggage arrives late at the holiday destination. However, be aware of exclusions and obligations: Cash, securities, and jewellery are often only partially or not covered at all, and gross negligence can jeopardise insurance cover. Carefully review the terms of your policy to be optimally protected in case of a claim. The digital service from nextsure makes reporting and handling claims easier.
Annual travel insurance vs. single policy: Which option is right for you?
When choosing the right travel insurance, you're often faced with the decision: an annual travel insurance policy or a single-trip policy for each individual trip? The answer largely depends on your personal travel habits. A **single-trip policy** (also known as single-trip insurance) is taken out for a specific trip and is only valid for its duration. It's ideal if you travel infrequently, for example, just once a year. The cost depends on the price of the trip, the duration, and the destination. An **annual travel insurance policy**, on the other hand, covers all trips within an insurance year (usually 365 days), often up to a maximum duration per individual trip (e.g., 45 or 60 days). This option is particularly attractive and cost-effective for frequent travellers, families who travel several times a year, or individuals who often take spontaneous short trips. With an annual policy from nextsure, you don't need to think about insurance coverage before each trip and often benefit from a lower overall price compared to multiple single-trip policies. When deciding, consider the number of trips you plan, their typical duration, and the total costs. Compare the coverage options: annual policies often include more comprehensive packages (e.g., trip cancellation, interruption, international health, luggage). nextsure offers you transparent comparison options and digital processes for concluding either option so that you can find the optimal solution for your needs.
Flexibel
Customisable
Digital
Quick
Comprehensive
Sicher
Travel insurance for special needs: families, seniors, long-term travellers
Not every trip is the same, and not every traveller has the same needs. nextsure recognises this diversity and therefore offers travel insurance solutions tailored to specific target groups. **Families** often benefit from special family rates, where children up to a certain age are insured free of charge or at a reduced rate. A comprehensive cover is important here, which includes not only foreign health and travel cancellation insurance but also contingencies such as childcare in the event of parental illness. **Seniors** may have specific health risks or travel to more distant countries. For them, foreign health insurance with a high coverage amount and no age limits, as well as reliable medical repatriation, is essential. Some policies also offer assistance services that provide special support in emergencies. **Long-term travellers**, such as world travellers or students on a semester abroad, need policies that are valid for a longer continuous period (often beyond the usual 6-8 weeks). Foreign health insurances with terms of up to a year or longer are in demand here. There are also customised insurance solutions for **business travellers** or **adventure travellers** who engage in risky sports that cover specific risks. nextsure supports you in finding the insurance cover that is exactly tailored to your life situation and travel plans, fully digital and transparent.
Checklist: How to Choose the Right Travel Insurance
Selecting the right travel insurance can be challenging given the multitude of offers and rates. To ensure you are optimally protected, nextsure has put together a practical checklist for you: 1. **Needs Analysis:** How often and where do you travel? What risks do you want to cover? Are you travelling alone, as a couple, or with family? 2. **Type of Insurance:** Do you need trip cancellation, international health, trip interruption, luggage insurance or a combo package? Is an annual policy sensible? 3. **Coverage Area:** Is the insurance valid for your travel destination? Are there exclusions? 4. **Insurance Sum:** Is the coverage amount sufficient (international health: unlimited/very high; trip cancellation: travel cost)? 5. **Scope of Benefits:** Are medical repatriation, pre-existing conditions, specific cancellation reasons covered? Are there waiting periods? 6. **Excess:** Is there an excess and how much is it? 7. **Exclusions:** What situations (e.g., pandemics, extreme sports) are excluded? Read the small print. 8. **Additional Services:** Is there a 24/7 emergency hotline or assistance services? 9. **Provider and Contract Conditions:** Is the provider reputable? How easy is the claims process (digital with nextsure)? 10. **Price-Performance Ratio:** Compare benefits, not just the price. Use nextsure's digital tools.
Digital Travel Insurance: Benefits and Signing Up with nextsure
In a increasingly digitised world, customers also expect insurance companies to provide fast, straightforward, and transparent solutions. nextsure, as a digital insurance portal, meets these expectations perfectly and offers you numerous advantages when taking out your travel insurance. The biggest advantage is **convenience**: You can research, compare, and purchase your travel insurance anytime and anywhere online – completely paper-free. Our platform is designed to be user-friendly. Thanks to **transparent information** and comparison calculators, you can easily compare rates. The **digital completion** takes just a few minutes, and you receive your documents via email. Managing your contracts and making **claim notifications** is also conveniently done online with nextsure. This saves time, especially when you need quick assistance while on the go. Our digital orientation often leads to **cost-effective rates**. Despite the digital focus, you don’t have to forego **expert advice** at nextsure: Our experts are available to answer your questions. Discover the advantages of modern, digital travel insurance and secure your next trip easily and safely with nextsure.
When is the best time to take out travel insurance?
Travel insurance provides essential protection, yet when taking it out, mistakes can easily occur which may become costly in a critical situation. nextsure highlights the most common pitfalls: 1. **Late purchase:** Travel cancellation insurance, in particular, often needs to be taken out within a certain period after booking the trip. Ideally, secure it directly with the booking. 2. **Inadequate cover amount:** Choosing too low an insurance sum (foreign health, travel cancellation) can lead to high out-of-pocket expenses. 3. **Coverage not reviewed:** Make sure to check exactly which risks and services are covered and which exclusions apply (e.g., pre-existing conditions, pandemics). 4. **Excess overlooked:** A high excess lowers the premium but means an out-of-pocket expense in case of a claim. 5. **Ignoring the coverage area:** Ensure the insurance is valid for your travel destination and for the entire duration of your journey. 6. **Incorrect information given:** Inaccurate or incorrect details can lead to a refusal of benefits. 7. **Overlapping insurance not recognised:** Check existing coverages (e.g., credit cards) but be mindful of their extent. 8. **Emergency numbers not at hand:** Save your insurer's contact information before starting your trip. Get comprehensive information from nextsure to ensure optimal protection – digital and transparent.
