Your camera equipment optimally insured
Secure your valuable camera equipment thoroughly against damage, theft, and loss with the camera equipment insurance from nextsure. Tailored protection for professionals and hobby photographers.
Worldwide Protection
Replacement value compensation
Comprehensive coverage
Why camera equipment insurance is indispensable
Protection against high repair costs
Protection against Theft and Robbery
Safety while travelling and on the go
Preservation of the value of your investment
The Most Common Risks for Your Camera Equipment: An Overview
Professional camera equipment often represents a significant value. The loss or damage of cameras, lenses, and accessories can quickly become a financial burden. Drops, moisture, theft, and user errors are everyday risks. Your standard home insurance often provides insufficient protection, especially when travelling or for professional use. A specialised camera equipment insurance from nextsure covers these and many other risks, protecting you from the financial consequences, so you can focus on what's important: your photography.
Our protection for your equipment
Comprehensive Services of Camera Equipment Insurance
Theft protection
Worldwide protection against theft, robbery, and burglary.
Fall damage
Protection against breakage and fall damage to your camera.
Water damage
Protection from damage caused by liquids and rain.
User error
Covered even for clumsiness or incorrect handling.
New value coverage
Replacement cost reimbursement in case of total loss or theft.
Valid worldwide
Your equipment is globally protected while travelling.
Accessories Protection
Lenses, flashes, and additional accessories are covered.
Electronics damage
Protection against short circuit, overvoltage or technical defects.
Simple Message
Simple and quick claims reporting at nextsure.
Discover how nextsure protects your valuable equipment.
Protect your passion.
Calculate camera equipment insurance now!
Who particularly benefits from having camera insurance?
A camera equipment insurance is essential for professional photographers whose income depends on their equipment. However, ambitious hobby photographers, videographers, content creators, and students of photography courses also benefit greatly, especially if they own high-quality systems, travel frequently, or use their equipment in workshops and courses. In general, it makes sense for anyone for whom the loss or damage of camera equipment would represent a significant financial burden. Nextsure offers tailored tariffs to meet your individual needs.
What damages are covered by good camera equipment insurance?
A high-quality camera equipment insurance from nextsure offers an all-risk coverage. This means that, in principle, all damages and losses are insured that are not explicitly excluded. This typically includes damage from falls, breakage, liquids, user errors, short circuits, power surges, as well as theft (including simple theft under certain conditions), robbery, fire, and natural disasters. The worldwide protection ensures you are optimally covered even when travelling.
Replacement value compensation vs. current value compensation: Which is better?
The replacement cost insurance is clearly more advantageous. It reimburses, in the event of damage, the costs for acquiring a new, equivalent device at the current market price. In contrast, the actual cash value insurance takes into account age and wear, which can significantly reduce the benefit. Camera equipment insurance with replacement cost coverage, as offered by nextsure, ensures that you can afford an adequate replacement device after total loss or theft.
Important Criteria for Choosing Your Camera Insurance
When choosing your camera insurance, pay attention to the scope of coverage (worldwide?), exclusions, the amount of the insurance sum (corresponding to the replacement value of your equipment), the type of compensation (replacement value recommended), the amount of the deductible, the co-insurance of accessories, and whether professional use is covered. Don't just compare the price, but above all the package of services and claims processing, as with the specialised solutions from nextsure.
Digitale
Management
Experts
Consultation
Flexible
Tariffs
How to Act Correctly in the Event of Damage
Report the damage to your insurance, such as nextsure, online or by phone without delay. Document the damage in detail with photos. In the case of theft or robbery, immediately file a report with the police and note the case number. Keep any damaged items and fill out the insurer's claim form truthfully. Only arrange repairs or replacements after receiving coverage confirmation, except for measures to mitigate damage.
Camera Equipment Insurance vs. Home Contents Insurance: The Differences
A household contents insurance policy often provides insufficient protection for camera equipment. It usually only covers damage at home and under specific risks, but not simple theft while travelling, damage from dropping, or user errors. In addition, professional use is often excluded, and compensation limits can be low. On the other hand, a specialised camera equipment insurance from nextsure offers all-risk coverage, worldwide protection, and new-for-old compensation, tailored exactly to the needs of photographers.
Tips for Prevention: How to Further Protect Your Equipment
Use sturdy camera straps and padded transport bags. Never leave your equipment unattended, especially not in the car. Regularly back up your data. Record serial numbers and keep purchase receipts safe. Be particularly vigilant in crowds. These measures perfectly complement the protection offered by your nextsure camera equipment insurance and help to minimise risks such as theft or damage, and ensure the longevity of your valuable equipment.
What exactly is covered under "camera equipment"?
For photographers who work internationally or travel, camera equipment insurance with worldwide validity is essential. Nextsure offers policies that protect your equipment worldwide – against theft, damage, and loss. Check the specific terms of your policy regarding geographical coverage and the duration of international protection before traveling. This way, you can focus on your photography worldwide without worries, knowing that your camera equipment is comprehensively protected.
