Your camera equipment optimally insured

A camera equipment insurance is essential for professional photographers whose income depends on their equipment. However, ambitious hobby photographers, videographers, content creators, and students of photography courses also benefit greatly, especially if they own high-quality systems, travel frequently, or use their equipment in workshops and courses. In general, it makes sense for anyone for whom the loss or damage of camera equipment would represent a significant financial burden. Nextsure offers tailored tariffs to meet your individual needs.

A high-quality camera equipment insurance from nextsure offers an all-risk coverage. This means that, in principle, all damages and losses are insured that are not explicitly excluded. This typically includes damage from falls, breakage, liquids, user errors, short circuits, power surges, as well as theft (including simple theft under certain conditions), robbery, fire, and natural disasters. The worldwide protection ensures you are optimally covered even when travelling.

The replacement cost insurance is clearly more advantageous. It reimburses, in the event of damage, the costs for acquiring a new, equivalent device at the current market price. In contrast, the actual cash value insurance takes into account age and wear, which can significantly reduce the benefit. Camera equipment insurance with replacement cost coverage, as offered by nextsure, ensures that you can afford an adequate replacement device after total loss or theft.

Typically insured items include camera bodies, lenses, flash units, tripods, filters, memory cards, batteries, chargers, and camera bags. Depending on the policy, drones with cameras can also be insured with nextsure. Please refer to your individual policy details for precise information.