Invest digital assets smartly
Discover flexible and digital investment solutions at nextsure. Plan your financial future securely, profitably, and transparently.
Digital Asset Management
Individual Investment Strategies
Transparent cost structure
Investment Basics: Your Path to Successful Wealth Building
Define investment objectives
Assessing Risk Appetite
Set investment horizon
Understanding Diversification
Choosing the Right Investment Forms: From Stocks to ETFs
The world of investments is diverse and offers suitable options for every type of investor. Shares represent parts of companies and offer high returns but are also associated with higher risks. Bonds, on the other hand, are considered a safer investment since you lend capital to the issuer (state or company) and receive interest in return. Investment funds pool the money of many investors and invest it broadly across different asset classes, managed by financial experts. A particularly popular and cost-effective option is ETFs (Exchange Traded Funds), which passively track an index like the DAX. For security-oriented investors, savings accounts or fixed-term deposits may also be of interest, although the returns are currently often lower. The choice of suitable investment forms strongly depends on your individual goals, risk tolerance, and investment horizon. nextsure supports you in finding the optimal strategy for building your digital wealth.
Your Options
Discover diverse investment options
ETF savings plans
Build wealth flexibly and cost-effectively.
Active Fund
Professional management for your investment.
Sustainability
Invest ethically, shape a positive future.
Retirement planning
Cleverly close your pension gap.
Digitaldepot
Full control, transparent overview online.
Investment opportunity
Harness the potential for attractive value development.
Diversification
Protect capital through smart diversification.
Building wealth
Securely achieve long-term financial goals.
Individual
Tailored solutions for your needs.
Tailored to your financial goals
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Your financial future?
Risk Management: How to Protect Your Capital When Investing
Effective risk management is the key to sustainable success in investing. It begins with an honest self-assessment of your risk tolerance: How much loss can you bear and are you willing to endure? A fundamental principle is diversification, which means spreading your capital across different asset classes (e.g., stocks, bonds, real estate, commodities), regions, and sectors. This way, you avoid concentrated risks and can offset potential losses in one area with gains in another. Set clear loss limits (stop-loss orders) and review your portfolio regularly to adapt it to changing market conditions or personal goals. Long-term thinking helps to weather short-term market fluctuations. Thoroughly inform yourself about the products you invest in, and don't hesitate to seek professional advice to develop a risk strategy tailored to your needs. Nextsure values transparent information to enable you to make informed decisions about your digital investments.
Long-term Wealth Building: Strategies for a Secure Future
Building wealth over the long term is a marathon, not a sprint. The key to success lies in patience, discipline, and a clear strategy. A proven method is the cost average effect, which you can utilise through regular savings plans (e.g., in ETFs or funds): you invest a fixed amount at regular intervals, regardless of short-term price fluctuations. You buy more shares when prices are low and fewer shares when prices are high, thus achieving a favourable average price in the long run. Compound interest is your strongest ally: returns are reinvested and in turn generate further returns. The earlier you start saving, the more powerful this effect becomes. Define clear financial goals such as retirement provision, property acquisition, or your children's education. Choose investment products that match your investment horizon and risk tolerance. nextsure offers digital solutions to help you pursue your long-term wealth goals efficiently and transparently.
ETFs explained: The simple and cost-effective way to a diversified portfolio
Exchange Traded Funds (ETFs) have revolutionised investing and are particularly popular among digitally-savvy investors. An ETF passively mirrors the performance of a specific market index, such as the DAX or MSCI World. This means it purchases the securities contained in the index in the corresponding weight. The major advantage: with just one product, you invest broadly and thus minimise the risk compared to individual stocks. ETFs are usually significantly more cost-effective than actively managed funds, as there is no need to pay expensive fund managers. They are flexibly tradable on the stock exchange, just like shares. The transparency is high, as the composition of the ETF is accessible at any time. For long-term wealth building, for example through a savings plan, ETFs are ideally suited. nextsure provides you with comprehensive information about the opportunities and possibilities of ETF-based investments and how you can use them for your financial goals.
Sustainable Investments: Investing with a Clear Conscience and Potential for Returns
Sustainable investments, often referred to as ethical or green investments, are becoming increasingly important. Not only financial aspects are considered in the investment decision, but also environmental (Environment), social (Social), and good corporate governance criteria (Governance) – summarised as ESG criteria. Investors want to invest their capital in a way that has positive effects on the environment and society or at least avoids negative impacts. The range spans from exclusion criteria (e.g., no investments in weapons or coal) to impact investing, where investments are made specifically in companies or projects with a measurable positive effect. Studies show that sustainable investments do not necessarily have to entail sacrifices in returns; often they even perform better than conventional investments. nextsure recognises this trend and offers you access to digital investment solutions that combine your desire for ethical investment with solid wealth accumulation.
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Optimising Retirement Provision: How Investments Can Close Your Pension Gap
The statutory pension will not be sufficient for many future retirees to maintain their accustomed standard of living. This results in a pension or provision gap. Private investment is an essential building block to close this gap and ensure financial security in old age. The earlier you start targeted asset building for retirement, the smaller the monthly amounts you need to invest to achieve your goal—thanks to compound interest. You have various investment options available, from traditional pension insurance to Riester and Rürup contracts, as well as flexible ETF savings plans or fund investments. It is important to have a long-term perspective and an investment strategy that becomes less risky as you age. nextsure advises you on digital retirement solutions and shows you how to optimally shape your retirement provision through smart investment and secure your financial independence in retirement.
Digital Assistants: Modern Tools and Apps for Your Investment at nextsure
Digitalisation has made investing simpler, more transparent, and more accessible. Modern tools and apps support you at every step of your wealth building. At nextsure, you benefit from a fully digitalised platform that provides you with quick and easy access to niche insurance and investment products. Online calculators help you determine your investment needs and simulate various scenarios. Digital portfolios offer a clear overview of your investments and their real-time performance. Robo-advisors can create automated investment proposals based on your information and manage your portfolio. Mobile apps allow you to access your investments anytime and from anywhere, as well as conduct transactions. Information portals, blogs, and FAQs, as provided by nextsure, deliver valuable knowledge. These digital aids save time, often reduce costs, and give you control over your finances.
Typical investment mistakes and how to avoid them
When investing money, mistakes can be costly. One of the most common mistakes is the lack of a clear strategy. Without defined goals and a plan, actions are often taken impulsively. Another pitfall is inadequate diversification: putting all your eggs in one basket results in unnecessarily high risks. Emotional decisions, driven by greed when prices are rising or panic when markets are falling, often lead to losses. Avoid chasing short-term trends (herd behaviour). Do not underestimate the costs: high fees for funds or transactions can significantly reduce your returns. A short investment horizon is also problematic, as many investment forms only reveal their strengths over the long term. If you do not adequately inform yourself or rely on unreliable sources, you risk making poor decisions. nextsure emphasises transparency and well-founded information to protect you from these typical mistakes and support you on the path to successful digital investment.
What is the first step to investing with nextsure?
Capital income such as interest, dividends, and capital gains is subject to the flat-rate withholding tax in Germany. This amounts to a flat rate of 25%, plus the solidarity surcharge and, if applicable, church tax. However, each investor is entitled to an annual saver’s allowance (exemption amount), up to which capital income remains tax-free. It is important to set up a tax exemption order with your bank or broker in a sufficient amount to take advantage of this benefit. Losses from capital investments can be offset against gains under certain conditions. With foreign investments, withholding taxes may also apply, which can potentially be credited against the German tax liability. Certain types of investments, such as the Riester or Rürup contracts, offer special tax incentives during the accumulation phase, but are subject to deferred taxation during the retirement phase. A tax-optimised investment can significantly improve your net return. nextsure provides you with clear information and recommends consulting a tax advisor for complex tax issues.
