Car and mobility

Motor third-party liability insurance is required by law and covers personal, property, and financial damages you cause to others with your vehicle. It also protects against unjustified claims.

A third-party, fire, and theft insurance covers damages to your own vehicle from, for example, theft, fire, storm, hail, or wildlife accidents. The comprehensive insurance extends this protection to include vandalism and self-inflicted accident damages. The decision depends on the value of the vehicle and your need for security.

Transferring your no-claims bonus class is straightforward. Simply provide your previous insurer and policy number with your application. We will take care of the rest and ensure your discount is correctly applied.

In electric cars, protecting the battery (including consequential damage from animal bites or overvoltage) is particularly important. Our e-car policies often include special coverage for the battery and optionally also for the charging infrastructure, such as wall boxes or charging cables.

Yes, for motorcycles we offer flexible seasonal registration rates. This means you only pay contributions for the period during which you actually use your motorcycle, while limited coverage (rest insurance) often continues outside the season.

A breakdown cover provides swift assistance in case of vehicle breakdowns, accidents, or theft, even abroad. Services can include roadside assistance, towing service, rental car, or medical repatriation. It is especially beneficial for frequent travellers and journeys.

The claims notification with nextsure is simple and digital. You can report damages directly via our online portal, app, or by phone. Please have your contract number and details of the claim ready for swift processing.