E-Scooter Insurance: Secure smartly
Find the optimal e-scooter insurance at nextsure. Fast, digital, and tailored to your needs. Get informed and sign up online now!
Legally Required Protection
Comprehensive liability coverage
Fast Online Completion
E-Scooter insurance requirement in Germany: What you need to know
Legal basis according to the Compulsory Insurance Act
Consequences of Driving Without Insurance
Necessity of the valid insurance identification number
Annual Validity and Renewal of the Badge
Scope of coverage for e-scooter liability insurance at nextsure
The e-scooter liability insurance from nextsure is your essential shield on the road. It covers the financial consequences of damage you cause to other people or their property with your electric scooter. At the core of our service is the protection against personal injury, property damage, and financial losses up to the contractually agreed coverage amount. Personal injuries may include medical expenses, rehabilitation measures, compensation for pain and suffering, or even pension payments in cases of permanent impairment. Property damage refers to the repair or replacement of third-party objects, such as another vehicle, a smartphone, or a shop window. Genuine financial losses, which are not the direct result of personal injury or property damage, can also be insured. At nextsure, we place great emphasis on transparent terms and a coverage amount that provides you with sufficient security even in serious incidents – we often recommend lump sums of several million euros. Our digital processes enable you to find and conclude the cover that suits you quickly and easily. Common exclusions, such as damage due to intent, participation in races, or driving under significant alcohol or drug influence, are clearly defined in our terms.
nextsure Service
Our services for your e-scooter safety
Liability Insurance
Statutory protection for personal, material, and financial damages to third parties.
Online Degree
Quickly and effortlessly complete your e-scooter insurance digitally in just a few minutes.
Registration Number
Receive your valid insurance badge conveniently by post immediately after the conclusion of the contract.
Claim
Simple and swift digital claims processing in case of an emergency via our customer portal.
Top Price
Attractive articles thanks to our efficient digital processes and fair calculations.
Consultation
Professional support and clear answers to questions about your insurance coverage.
Flexibility
Tailor-made tariff options that match your individual needs and security requirements.
Contract Management
View and manage your insurance documents digitally at any time in the secure customer portal.
Validity
Annual renewal for continuous protection and an always up-to-date insurance badge.
Transparent, digital and always there for you.
Safe travels
Calculate e-scooter insurance now!
How to Find the Right Plan for Your E-Scooter Insurance
Choosing the right tariff for your e-scooter insurance is an important step towards obtaining optimal protection at fair conditions. At nextsure, we assist you with transparent information and a simple digital process. First, the legally required liability insurance is the essential basis of every tariff. Pay special attention to the amount of coverage: A higher amount, for example, €10 million for personal, property, and financial damages, offers significantly more security than the statutory minimum coverage, as personal injuries in particular can incur very high costs. Consider whether optional additional services are sensible for you. Some insurers, for instance, offer extended coverage for gross negligence or coverage for the theft of your own e-scooter (partial coverage element), though this is less common for e-scooters. Compare not just the price, but the entire price-performance ratio. Also take into account the service quality of the provider, their availability in the event of a claim, and the user-friendliness of contract management – aspects where nextsure aims to excel as a digital insurer. Use our online tariff calculator to quickly and easily calculate your individual contribution and view the various service details. A deductible can lower the premium but means you will bear part of the costs yourself in the event of a claim. Weigh this carefully to make an informed decision on the e-scooter insurance tariff that best meets your needs and safety requirements.
E-Scooter Insurance Number Plate: Application and Validity
The insurance plate, often referred to as the insurance tag, is the visible proof of the existing liability cover for your e-scooter and is therefore essential for legal participation in road traffic in Germany. Applying at nextsure is incredibly simple and fully digital: Immediately after successfully completing your e-scooter insurance online, we arrange for the delivery of the plate to your address. This must be clearly visible at the rear of your electric scooter. The validity of an insurance plate is standardised and always runs from 1st March of one year to the last day of February the following year (e.g., 01/03/2024 to 28/02/2025). This means every year you need to take out new insurance and, thus, require a new plate. The colour of the plate changes annually (usually alternating between black, blue, and green) to enable a quick visual check of its validity. It is important to renew your insurance cover in good time before it expires to avoid any gap in insurance. As a service, nextsure is happy to remind you of the upcoming change so that you can travel worry-free and legally at all times.
Cost of an e-scooter insurance: What should you expect?
The cost of E-Scooter insurance is pleasantly low, especially when compared to other motor vehicle insurance policies. For the mandatory liability insurance, you can often expect annual premiums to start at under 30 euros. However, the exact price depends on various factors. These include the age of the youngest driver (many insurers have a minimum age, e.g., 14 or 16 years, and possibly higher premiums for young drivers), the chosen insurance provider, and the scope of coverage. While basic liability insurance is the foundation, optional additional elements, if offered (such as theft protection), may increase the premium. At nextsure, you benefit from our digital structure: Efficient processes and lower administrative costs allow us to offer you attractive and fair prices. With our online premium calculator, you can quickly and transparently determine your individual premium. It is advisable not to focus solely on the price but to also consider the level of coverage and the quality of the services offered in your decision. A cheap tariff with inadequate coverage can become costly in the event of a claim. Compare carefully to find the optimal value-for-money protection for your E-Scooter.
Accident with the E-scooter: How to Act and Report Correctly
Even with careful driving, an accident or damage incident with the e-scooter can occur. In such a situation, calm and correct actions are crucial. **Safety first:** Secure the accident site immediately to prevent further dangers. Provide first aid in case of injuries and call emergency services (112) if necessary. **Inform the police:** In cases of personal injury, unclear fault, significant material damage, or if the other party flees the scene, you should always call the police (110). **Secure evidence:** Document the accident site and the resulting damages as thoroughly as possible. Take photos of the involved vehicles, the damages, and the surroundings. Note down the names, addresses, license plates, and insurance details of those involved in the accident as well as contact details of any potential witnesses. If necessary, create a sketch of the accident. **No admission of liability:** Do not admit liability at the scene. **Immediate damage report:** Report the damage to your e-scooter insurance as quickly as possible. With nextsure, you can conveniently and easily report damages online through our customer portal. Timely and complete reporting is essential for the prompt and smooth processing of the claim. Have your contract number and the collected information ready. Our team will then assist you with the next steps.
E-Bike
Insurance
Motor liability insurance
Insurance
Private
Liability Insurance
Theft protection for e-scooters: Is that covered by liability insurance?
The question of theft protection for your own e-scooter is understandable, as these small scooters can be a sought-after target for thieves. However, it's important to know: The legally required e-scooter liability insurance only covers damages you cause to third parties with your e-scooter (personal, property, and financial damages). The theft of your own e-scooter is not covered by liability insurance alone. For such protection, additional third-party, fire, and theft insurance or a special theft component would be necessary. Such additional coverage is less commonly available for e-scooters compared to bicycles or motor vehicles, as the risk and amount of damages are assessed differently. Please check the current tariff details and product information at nextsure, to see if optional theft protection for e-scooters is included in our portfolio and what conditions apply (e.g., requirements for the lock, excess). Regardless of insurance coverage, we strongly recommend securing your e-scooter against theft as best as possible at all times, for example, by using a high-quality, certified lock and parking in secure, well-visible locations. Also, find out whether your household insurance may offer theft protection for e-scooters from locked rooms or under certain conditions.
E-scooter abroad: Is my German insurance valid?
If you plan to use your e-scooter outside of Germany, the question of insurance coverage abroad is of great importance. As a rule, your German e-scooter liability insurance applies within the geographical boundaries of Europe as well as in non-European territories that fall within the scope of the European Union. This typically includes EU member states and the countries of the European Economic Area (EEA). The specific countries where coverage exists are detailed in your insurance terms or on the Green Card (if issued for e-scooters and relevant). For trips to countries outside this area, your German policy usually does not provide automatic coverage. In such cases, you would need to arrange for a separate insurance valid in the destination country or check whether an extension of your existing policy is possible. Therefore, make sure to check with nextsure about the exact territorial scope of your e-scooter insurance before you travel. Also, clarify whether there are specific documentation requirements (e.g. carrying certain documents) or different traffic rules for e-scooters in the destination country. Good preparation protects against unpleasant surprises and ensures that you are travelling legally and securely abroad.
Advantages of e-scooter insurance with a digital provider like nextsure
Taking out your e-scooter insurance with a digital insurance portal like nextsure offers you a wealth of advantages that are perfectly tailored to the needs of modern, digitally savvy customers. **Speed and Convenience:** Compare tariffs, choose your desired protection, and complete the contract online in just a few minutes – anytime and anywhere, without paperwork or the pressure of appointments. **Transparency:** All relevant information about services, conditions, and prices is clearly structured and easily understandable on our platform. You know exactly what you are getting. **Attractive Prices:** Thanks to our streamlined digital processes and lower administrative costs, we can often offer particularly competitive premiums for your e-scooter insurance without compromising on performance. **Digital Contract Management:** Your insurance documents are always available online in your personal customer portal. Changes or claims can also be initiated digitally and with ease. **Modern Communication:** We rely on contemporary communication channels and a customer service that handles your concerns efficiently and digitally. **Focus on Niches:** As a specialist in niche insurances, we understand the specific requirements for products like e-scooter insurance and can offer tailor-made solutions. Experience with nextsure how easy and user-friendly insurance can be in the digital age – for your optimal protection and maximum flexibility.
Do I need insurance for each e-scooter?
There are many questions surrounding e-scooter insurance that users are concerned about. Do I really need to insure my e-scooter? What does liability insurance cover? How do I obtain the necessary license plate and what does the coverage cost? To provide you with a quick initial overview, we have summarised and answered some of the most frequently asked questions (FAQs) in this section. These brief answers are intended to guide you and highlight the key points. For more in-depth information on specific aspects, detailed explanations of the insurance terms, or individual advice, we recommend you consult our comprehensive FAQ section further down this page. There you will find detailed answers to a wider range of issues. Of course, our nextsure customer service is also available for any further questions. Our goal is to provide you with all the necessary information clearly and understandably, so you can make an informed decision and participate safely in road traffic with your e-scooter. Discover initial answers to your most pressing e-scooter insurance questions here.
