Your visual aid perfectly insured.

Find personalised tariffs, compare services, and benefit from transparent information and personal advice – digital and straightforward.

Protection against breakage & damage
Protection against theft
Performance with Changes in Vision Strength

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All important information about vision insurance from nextsure

Comprehensive Reimbursement
Quick Claims Settlement
Flexible Tariff Options
Digital Contract Signing

Is vision insurance worth it for me? Analysis of costs and benefits

The decision for or against vision insurance depends on individual factors and personal risk tolerance. To make an informed choice, you should weigh the costs of optical aids – glasses, high-quality lenses, contact lenses – against the potential insurance benefits. Bear in mind that a modern progressive lens or designer frame can quickly cost several hundred to over a thousand euros. Contact lenses also incur regular expenses. Typical risks such as breakage, damage in everyday life, theft, or loss can lead to significant unforeseen costs without insurance. Additionally, a necessary adjustment in prescription, which many people experience over time, requires new lenses. Vision insurance from nextsure buffers these financial burdens by covering a large portion of the costs for repair, replacement, or new lenses due to prescription changes, depending on the policy. Monthly premiums are often low compared to potential individual costs. Such insurance is particularly sensible for wearers of expensive optical aids, for children whose glasses are more frequently stressed, or for those who rely on impeccable vision professionally or personally and wish to protect themselves from high one-off expenses. Analyze your needs: How often have you had to replace or repair your glasses in the past? What would the costs be without insurance? nextsure offers you transparent tariffs and a clear overview of services to find the right vision insurance for your needs and avoid financial surprises.

Tailored protection for your vision aid at nextsure

Glare protection

Comprehensive cover for your glasses against breakage, damage, and destruction.

Contact lenses

Special protection for your contact lenses too, including loss and damage.

Visual acuity

Coverage for necessary adjustment of your vision according to the tariff.

Theft protection

Security on the go: Your visual aid is insured against theft.

Repairs

Quick coverage for repairs to your broken glasses or frame.

Online Service

Simple claims reporting and contract management completely digital through our portal.

Children's glasses

Special protection for the eyewear of the little ones with tailored conditions.

Second pair of glasses

Attractive terms also available for insuring your prescription sunglasses or spare glasses.

Tariff selection

Flexible tariffs that can be tailored to your individual needs and budget.

Discover how we optimally secure your glasses and contact lenses.

Glasses broken or lost? Your vision insurance helps quickly and easily.

An accident can happen quickly: The glasses may fall, become damaged in the hustle and bustle, or even get lost. In such moments, quick and straightforward assistance is invaluable. With vision insurance from nextsure, you are prepared for these situations. Depending on the chosen plan, your insurance covers damage from breakage and damage, provides for theft, and in some plans even for simple loss. The first step in the event of damage is to report it to us immediately. With nextsure, you can conveniently do this online. Please have your insurance number and details of the damage ready; in the event of theft, a police report is also required. Once your report is received, we quickly assess the situation. We often require an estimate from your optician for repair or replacement. Once everything is clarified, costs are covered according to your contract terms. Be aware of any possible excesses or reimbursement limits specified in your plan. Waiting periods usually do not apply for accident damage. Our goal is a smooth process, so you can quickly regain a clear view. Tips for speedy resolution: Document the damage (e.g., with photos) and submit all documents completely.

Change in eyesight: When and how does your insurance cover new lenses?

Changes in eyesight are a natural process that affects many people throughout their lives. An adjustment of glasses or contact lenses becomes essential to continue seeing optimally. However, these adjustments can involve significant costs. A good vision insurance, such as the one from nextsure, considers this aspect and provides coverage for medically necessary changes in eyesight. The exact requirements for coverage can vary depending on the plan. Frequently, a minimum change in dioptres (e.g., 0.5 dioptres) per eye or a specific time interval since the last adjustment is a condition. In the event of a claim, the insurance covers the cost of new lenses according to the terms of the plan. In some plans, a subsidy for a new frame may also be included if this is required due to the new lenses. Typically, an up-to-date eye doctor's prescription or confirmation from your optician about the change in eyesight serves as proof. Be sure to check the details of your nextsure plan in advance to know which benefits are included for changes in eyesight and whether, for example, subsidies for regular eye tests are also offered.

The best rates for vision aid insurance in comparison: What you need to consider

Selecting the right vision insurance can be challenging given the plethora of options available. A thorough comparison is crucial to finding a plan that perfectly matches your individual needs and budget. Important criteria for comparison include the general coverage: Are breakage, damage, theft, and changes in prescription covered? Is the simple loss of glasses also insured? Pay attention to the reimbursement levels – are 100% of the costs covered, or are there percentage rates and maximum amounts per year or claim? Are there waiting periods before certain services can be used? Is there a deductible in the event of a claim, and if so, how much? Naturally, the monthly or annual premium amount also plays a role. Some insurers offer special plans, e.g. for children's glasses tailored to their specific risks, or for prescription sunglasses. At nextsure, we value transparency. Our plans are clearly structured, and the services are detailed. Our online rate calculator helps you quickly get an overview of the costs and services of our vision insurance. Beforehand, analyze your personal needs: What risks do you want to cover? How expensive are your current vision aids? This way, you can specifically compare the plans and make the best decision for you.

Properly Insure Contact Lenses: What You Need to Know as a Contact Lens Wearer

Contact lenses are a comfortable and discreet alternative or complement to glasses for many people. However, they also come with specific risks and costs that can be covered by appropriate insurance. Common issues include the loss of individual lenses, damage, or tears. An intolerance or the need for new lenses due to a change in vision can also entail financial expenses. Many optical insurance policies, like those from nextsure, include protection for contact lenses as part of their plans. The benefits can cover replacement in the event of loss or damage, often up to a certain annual maximum quantity or amount. Contributions towards new contact lenses due to a change in vision are also common elements of coverage. Whether costs for care products or the professional fitting of new lenses are covered strongly depends on the chosen plan and should be examined in detail. Contact lens wearers should ensure that their specific needs are taken into account when selecting a plan, such as the type of lenses worn (daily, monthly, annual lenses) and the frequency of replacement. nextsure provides you with clear information on how contact lenses are protected in our optical insurance policies.

Insuring children's glasses: Features and recommendations for protecting the little ones

Children and glasses – often a special combination. In the excitement of play or during sports, children's glasses can easily get damaged, bent, or even broken. Losing glasses is also not uncommon among children. Additionally, children's eyesight can change more frequently and rapidly during growth compared to adults, necessitating regular adjustments and new lenses. A special vision insurance for children's glasses can provide significant financial relief for parents. A good insurance for children's glasses should therefore offer particularly robust coverage against breakage and damage, ideally with high cost coverage. Loss should also be covered. Generous provisions for changes in eyesight are important too, potentially with shorter claim intervals than adult policies. Some policies may waive long waiting times or offer reduced deductibles for children. nextsure understands the specific requirements for protecting children's visual aids. Learn about our plans tailored to the needs of the youngest glasses wearers. When choosing, don't just focus on the price, but above all on a comprehensive range of benefits that address the typical risks in children's daily life.

Online completion of your visual aids insurance: Quick, easy, and digital with nextsure

In today's digital world, customers expect fast, straightforward, and transparent solutions – even when it comes to insurance. nextsure has understood this expectation and offers you the option to complete your vision insurance entirely online. The digital process saves you time and effort: you can conveniently gather information from home, compare rates, and select the right cover for your glasses or contact lenses. The online process with nextsure is designed to be easy and user-friendly. With our integrated rate calculator, you determine your individual contribution in just a few steps. The application process clearly and understandably guides you through all the necessary details. Typically, you only need a few personal details and information about your vision aid to complete the application. The entire process, up to the digital signature, is carried out securely and adheres to the highest data protection standards. After successful completion, you will promptly receive your contract documents digitally, and your insurance cover can commence immediately, depending on the tariff conditions. Benefit from the flexibility and convenience of the online completion process with nextsure and securely protect your vision aid digitally and reliably.

Which specific visual aids are covered by the insurance?

Good vision is a crucial factor for quality of life and an important aspect of general health care. While the statutory health insurance (GKV) in Germany only covers the costs for vision aids to a very limited extent – usually only minor fixed subsidies for children and adolescents or in cases of severe visual impairments –, most adults face a significant financial gap. A private vision aid insurance, such as the one offered by nextsure, bridges this gap and serves as a sensible addition to your health care. It ensures that you can always afford high-quality glasses or contact lenses without putting undue strain on your budget. This is particularly important as good vision not only makes everyday life easier but also contributes to safety in traffic or at work. Beyond mere cost coverage for glasses and contact lenses, a comprehensive approach to eye health may also include preventive examinations at the eye doctor. Although eye laser surgeries are generally not covered by standard vision insurance, the insurance provides relief with ongoing costs for corrective aids. Therefore, vision aid insurance is an intelligent building block to reduce financial barriers and ensure long-term access to optimal vision correction, and thus a piece of health.

Frequently Asked Questions

Our vision insurance typically covers corrective glasses (single and multifocal glasses, such as varifocals), prescription sunglasses, and contact lenses prescribed by a doctor. The exact definitions and any exclusions, such as for purely fashion glasses without corrective effect or special optical devices, are detailed in the insurance terms and conditions of your chosen nextsure tariff.

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