Your shield for international trips
Comprehensive protection for your vehicle when travelling abroad. Roadside assistance, towing service, and many other benefits to ensure you can enjoy your journey worry-free with the international vehicle protection plan from nextsure.
Europe-wide breakdown assistance
Rapid claims settlement
24/7 Emergency Service
What exactly does an international vehicle breakdown cover include?
Roadside Assistance
Towing & Recovery
Vehicle Repatriation
Spare parts shipping
The Top 5 Reasons for an International Car Protection Plan
Travelling abroad with your own vehicle promises freedom and flexibility. But what happens when a breakdown, accident, or even theft suddenly disrupts your travel plans? An overseas vehicle protection letter from nextsure is your essential companion here. Firstly, it offers comprehensive financial security: the costs for towing services, repairs, or vehicle repatriation can quickly escalate abroad. The protection letter covers these unforeseen expenses. Secondly, it guarantees quick and competent assistance on the spot. Our partner networks are represented across Europe and support you even with language barriers. Thirdly, it ensures your mobility. If your vehicle needs to go to the workshop, we often organise a replacement vehicle or your onward journey. Fourthly, it provides peace of mind and stress reduction. Knowing that professional help is just a phone call away in an emergency allows you to enjoy your trip more relaxed. Fifthly, it often covers more than just the vehicle; depending on the policy, services such as medical repatriation or coverage of accommodation costs can also be included, which is particularly crucial for families with children like 'Family father Markus'.
OUR SERVICES
Your Foreign Vehicle Protection Letter in Detail
Breakdown assistance
Immediate assistance in case of breakdown or accident, across Europe.
Towing
Tow to the workshop, cost coverage secured.
Rescue
Professional vehicle recovery after an accident.
Replacement car
Mobility assured with a rental car.
Return transport
Vehicle recovery if not repaired on site.
Spare parts
Fast delivery of urgently needed spare parts.
Overnight stay
Coverage for hotel expenses in case of vehicle breakdown.
Onward Travel
Organisation of your onward or return journey.
Emergency control centre
24/7 emergency call centre available abroad.
Modular protection for your travels
Ready for worry-free travel?
Get your protection letter now!
Scope: Where am I covered with the foreign vehicle protection letter?
An essential aspect of the overseas vehicle protection letter is its geographical scope. Typically, the coverage applies to trips within Europe in the geographical sense and often also to non-European Mediterranean neighbouring countries. The exact countries are detailed in your insurance terms and conditions. Usually, the validity extends to EU and EFTA countries. Many protection letters also align with the Green Card insurance system, which can extend the coverage to additional countries. However, it is crucial to check the specific conditions of your nextsure overseas vehicle protection letter before each trip. Certain regions, such as crisis or war zones, may be excluded from insurance coverage. Our digital insurance folder enables you to quickly access your contract details at any time, ensuring you have a clear understanding of your coverage, whether you are planning a spontaneous weekend trip as 'Digital Anna' or undertaking a longer European tour as 'Retirement Planner Sabine'.
Ausland-Kfz-Schutzbrief vs. Standard-Kfz-Versicherung: The Differences
Many drivers assume that their standard motor liability or comprehensive insurance also provides sufficient protection abroad. However, this is often a misconception. Motor liability insurance covers damage caused to others in traffic. Comprehensive insurance (partial or fully comprehensive) covers damage to one's own vehicle, for example, due to accidents, theft, or natural events. However, both generally offer very limited or no assistance services abroad, such as breakdown assistance, towing, or vehicle repatriation. This is where the foreign motor protection policy comes in. It is an independent supplementary service or a separate contract, specifically designed for emergencies while travelling. It covers costs and organises services that go beyond mere compensation: from on-site repairs and providing a rental car to covering accommodation or onward travel costs. For 'Freelancer Tom', who relies on dependable mobility, this difference is essential.
How to behave correctly in the event of a claim abroad
An incident abroad is always a stressful situation. However, with the international vehicle protection cover from nextsure and the right approach, you can stay calm. The first rule is: secure the accident or breakdown site and ensure your safety as well as that of other road users. Contact our 24/7 emergency hotline immediately, the number of which you will find in your insurance documents. Keep your contract number and exact location ready. Describe the incident precisely. Our trained staff will then initiate all further steps, from organising roadside assistance to coordinating a towing service. Important: Do not undertake any costly measures (e.g., hiring an expensive towing service on your own) without prior consultation with us to ensure cost coverage. Document the damage as precisely as possible (photos, notes, accident report if applicable) and follow the instructions of our service staff. This way, we ensure a smooth and swift resolution.
Cost factors: What affects the price of your international car insurance policy?
The premium for an international motor vehicle protection plan at nextsure is influenced by various factors to provide you with a tailored and fair price. A key aspect is the chosen scope of coverage: Basic protection with core services such as roadside assistance and towing is naturally cheaper than a premium tariff, which includes additional services like worldwide medical repatriation, higher rental car categories, or unlimited towing costs. The area of coverage also plays a role; Europe-wide coverage is standard, while extended coverage areas can affect the premium. Other factors may include the type of vehicle (car, motorhome, motorcycle) and its age. The contract duration (e.g., annual contract or short-term protection for a single trip) also impacts the price. nextsure focuses on transparent pricing and digital processes to keep costs as low as possible for you as a customer while ensuring comprehensive protection.
Luggage
Optimal insurance
Trip cancellation
Stay flexible
Foreign health insurance
Global Health Protection
Additional services that pay off: More than just roadside assistance
A modern international vehicle protection plan from nextsure offers far more than just classic roadside assistance and towing your vehicle. Many plans include valuable additional services that can be priceless in an emergency and significantly enhance your travel experience. This may include coverage for necessary overnight stays if your vehicle cannot be repaired immediately. The arrangement and coverage of your continuation or return journey by train or plane may also be included. For medical emergencies, medical repatriation is an essential service. Some protection plans also offer a substitute driver service if you are unable to drive yourself. Further useful additions can include the shipping of urgently needed spare parts abroad, vehicle storage, or even initial legal consultation in the event of traffic accidents abroad. 'Family man Markus' will particularly appreciate the protection that comprehensively secures his family.
Digital Processing: How nextsure Simplifies the Overseas Vehicle Insurance
nextsure is understood as a digital insurance portal and aims to design insurance solutions that are not only comprehensive but also maximally customer-friendly. This is especially true for the foreign vehicle breakdown cover. The entire process, from the calculation of the quote to the conclusion, is fully digital with us and can be completed in just a few minutes - ideal for the 'Digital Anna'. You receive your policy and all important documents paperlessly and have them readily available in your digital customer account at all times. In the event of a claim, you also benefit from digital solutions: the report can often be made via app or online form, complemented by our 24/7 hotline. We rely on transparent communication and enable you to track the status of your claims processing online. This 'digital-first' approach not only reduces administrative efforts and costs but also ensures fast response times and uncomplicated handling when you need assistance abroad.
Checklist before traveling abroad: Is your vehicle optimally protected?
Good preparation is the key to a relaxed car journey abroad. Before you start, go through the following checklist to ensure your vehicle is optimally protected: 1. Check the validity of your nextsure overseas car insurance policy: Is the coverage area appropriate for your destination and is the duration sufficient? 2. Vehicle check: Examine tyres (tread depth, air pressure), oil level, coolant, lighting, and brakes. 3. Necessary documents: Carry your driving licence, vehicle registration document (Part I of the registration certificate), the International Insurance Card (Green Card), and your insurance policy documents. 4. Country-specific regulations: Inform yourself about toll requirements (vignettes), environmental zones, and special traffic regulations in the travel country (e.g. high-visibility vest requirement, first-aid kit). 5. Emergency equipment: Is the warning triangle, first-aid kit, and if applicable, high-visibility vests on board and easily accessible? 6. Contact details: Save the emergency number of your insurance provider on your phone. With this preparation and nextsure protection, you are well-equipped.
Is a foreign vehicle breakdown cover also useful for short trips?
Are you planning a longer stay abroad with your vehicle, such as a sabbatical, a semester abroad, or like 'retirement planner Sabine', spending the winter in the south? Then there are some special features regarding your vehicle protection to consider. Standard foreign vehicle protection letters often have a maximum validity per trip, for instance, 90 days. For longer stays, you may need special long-term rates or an extension option. Make sure to clarify this in advance with nextsure. It is also important to check whether after a certain period of stay in the host country, re-registration of the vehicle or taking out a local vehicle insurance is required. Additionally, the validity of your German vehicle liability and comprehensive insurance may be limited for very long stays abroad. We are happy to advise you on suitable solutions, ensuring your vehicle remains optimally protected during long-term stays so you can enjoy your time abroad worry-free.