Pool Protection: Secure, Digital, Comprehensive
Find personalised tariffs, compare services, and benefit from transparent information and personal advice – digital and straightforward.
- Comprehensive protection for pool & technology
- Digital policy, quick assistance
- Tailored plans for your budget
Why swimming pool insurance is essential for pool owners
Protection against high costs in case of damage
What specific damages does the nextsure swimming pool insurance cover?
The swimming pool insurance from nextsure offers extensive coverage specifically tailored to the needs of pool owners. Typically covered are damages caused by natural events such as storms, hail, frost, and flooding. In addition, damage from water leaks, pipe ruptures in pool plumbing, vandalism, and theft of permanently installed pool accessories are often insured. An important component is also the protection of pool technology, such as filtration systems or pumps, against technical defects or user errors. Find detailed information about the exact coverage in our insurance terms and conditions to ensure optimal protection for your private wellness oasis.
Tailored protection for your pool oasis
Pool liability insurance
Coverage for third-party damage caused by your pool.
Pool cover
Co-insurance of fixed and mobile covers possible.
Claims Service
Quick and competent assistance in case of emergency.
Discover the benefits of nextsure swimming pool insurance.
Liability Risks for Pool Owners: How Nextsure Protects You
As the owner of a swimming pool, you bear significant responsibility, known as the duty of care. If third parties are harmed on your property due to the pool – for instance, by slipping on wet tiles or insufficient security when not in use – you may face substantial claims for damages. The pool liability insurance, which can be integrated into swimming pool insurance or chosen as a separate component, protects you from the financial consequences of such personal injury, property damage, and resulting financial losses. nextsure examines the liability issue, defends against unjustified claims, and fulfils justified demands up to the agreed insurance amount.
Determining the right insurance amount for your swimming pool: Expert advice
The correct determination of the insurance sum is crucial to avoid being underinsured in the event of damage. In this regard, consider not only the pure purchase costs of the pool itself, but also all associated construction measures, such as excavation, foundation, pipework, and the entire pool technology (pumps, filters, heating). Fixed installations such as pool covers, counter-current systems, or lighting systems should also be included in the calculation. At nextsure, we are happy to assist you in precisely determining the new value of your pool, ensuring that your swimming pool insurance provides comprehensive restoration or repair if necessary.
Swimming Pool Insurance Costs: What Factors Affect the Premium?
The costs for swimming pool insurance vary and depend on several factors. Key factors include the type and size of the pool (e.g., in-ground pool, above-ground pool), the value of the entire pool setup including technology and accessories, as well as the chosen scope of coverage. Regional risk factors such as the frequency of storms or hail events can also influence the premium. Any agreed deductible can reduce the premium. At nextsure, we value transparent pricing and offer you tailor-made plans that you can adapt digitally and easily to your individual needs.
Meaningful additional components: Extend your pool protection as needed
Beyond the basic coverage, you can customise your swimming pool insurance at nextsure with meaningful additional components. Popular extensions include protection for mobile pool covers or cleaning robots. Extended coverage for gross negligence can also be advisable. For particularly high-quality or special pool installations, we offer bespoke solutions. Our digital advisory assistants help you identify the additional services relevant to you and tailor your insurance coverage to suit your private pool landscape, ensuring comprehensive protection.
Claim report for pool insurance: A guide for emergencies
In the event of damage, a swift and accurate report to your swimming pool insurance is crucial for prompt settlement. Document the damage immediately, ideally with photos or videos. Take immediate measures to mitigate the damage, but do not undertake repairs without prior consultation with nextsure unless absolutely necessary to prevent further damage. Report the damage promptly via our digital customer portal or by phone. Have your contract number and all relevant details of the incident ready. Our team of experts will guide you through the entire process.
Prevention instead of Regret: Actively and Effectively Preventing Damage to the Pool
Preventive measures can significantly reduce the risk of damage to your swimming pool. Regular maintenance of pool technology, monitoring water quality, and checking seals and pipes are essential. Secure your pool during storm warnings by removing loose items and securing covers. In winter, proper winterization is crucial to prevent frost damage. Also, ensure a safe perimeter and child-safe covers to avoid accidents. Prevention not only helps prevent damage but can also have a positive impact on your insurance premiums.
The Pool in Hibernation: Insurance Aspects of Winterization
Properly winterizing your swimming pool is not only important for its longevity but also relevant for insurance purposes. Many policies require professional preparation for the cold season to cover, for example, frost damage to the pool and equipment. This includes lowering the water level, draining and storing pumps and filters safely against frost, as well as using antifreeze products or ice pressure pads. Check your insurance policy for specific requirements or contact nextsure for recommendations to ensure your pool is optimally protected even after the winter.
Is my pool already covered by the building or household insurance?
When searching for the right swimming pool insurance, you have several options available. While general comparison portals can offer a broad market overview, specialist providers like nextsure focus on niche products and can therefore often provide deeper expertise and more tailored solutions for specific requirements, such as pool insurance. When comparing, pay attention not only to the price but especially to the scope of services, exclusions, the amount of coverage, and the quality of claim service. Direct consultation with our experts at nextsure will help you find an insurance solution that is precisely tailored to your pool and safety needs.
Frequently Asked Questions
The swimming pool insurance from nextsure offers extensive coverage specifically tailored to the needs of pool owners. Typically covered are damages caused by natural events such as storms, hail, frost, and flooding. In addition, damage from water leaks, pipe ruptures in pool plumbing, vandalism, and theft of permanently installed pool accessories are often insured. An important component is also the protection of pool technology, such as filtration systems or pumps, against technical defects or user errors. Find detailed information about the exact coverage in our insurance terms and conditions to ensure optimal protection for your private wellness oasis.
The costs for swimming pool insurance vary and depend on several factors. Key factors include the type and size of the pool (e.g., in-ground pool, above-ground pool), the value of the entire pool setup including technology and accessories, as well as the chosen scope of coverage. Regional risk factors such as the frequency of storms or hail events can also influence the premium. Any agreed deductible can reduce the premium. At nextsure, we value transparent pricing and offer you tailor-made plans that you can adapt digitally and easily to your individual needs.
In general, a swimming pool is not, or is only inadequately, covered by standard home or contents insurance. While a buildings insurance policy may cover pools permanently attached to the building under certain circumstances, it often only applies to basic risks like fire. Specific pool risks, such as technical defects, frost damage, or vandalism, usually require a separate swimming pool insurance policy. Contents insurance only covers movable accessories, not the pool itself. nextsure offers specialised protection.