Optimal protection for expensive hearing systems
Comprehensively insure your high-quality hearing aids against loss, theft, and damage. Discover the tailored solutions from nextsure.
Protection in case of loss
Protection against theft
Cover for damages
Comprehensive protection for your hearing aid: Why insurance is indispensable
Financial security for high repair or replacement costs.
Peace of mind in everyday life by covering a wide range of risks.
Preservation of your investment in modern hearing technology.
Quick assistance and straightforward processing in the event of a claim.
What does a hearing aid insurance cover?
A hearing aid insurance provides a comprehensive shield for your valuable hearing aids and is designed to protect you from unforeseen financial burdens. At its core, such an insurance typically covers damage from falls or breakage, liquid damage (e.g., from water or sweat), user errors, and often electronic damage. A key component of the coverage is protection against the loss of your hearing aids, whether through simple loss or through theft and robbery. Many policies also include the costs for necessary repairs or, if a repair is no longer economical, the costs for an equivalent replacement device. When choosing a policy, pay attention to details like the amount of the deductible and whether accessories like external microphones or charging stations are also covered. A good hearing aid insurance also includes damage caused by third parties and often offers worldwide coverage, ensuring that you are optimally protected even when travelling. At nextsure, we analyse your individual needs to provide you with the right insurance cover for your hearing aids, so you can always hear and be protected at your best.
Your hearing optimally protected
Our service components for your hearing aids
Loss protection
Worldwide protection against the loss of your valuable hearing aids.
Theft protection
Comprehensive protection if your hearing aids are stolen.
Repair Protection
Coverage for repairs in case of technical defects or damages.
Fracture damage
Protection against damage from dropping or breaking.
Water damage
Protection against damage from liquids, moisture, or sweat.
Operational error
Coverage for damage due to unintentional mishandling.
Battery protection
Optional protection for the built-in batteries of your hearing aids.
Valid worldwide
Your insurance coverage accompanies you even when travelling abroad.
Replacement device
Entitlement to an equivalent new device in case of total loss.
Tailored protection that adapts to your needs and provides you with security in everyday life.
Protect Your Hearing
Take out hearing aid insurance now!
Costs of a Hearing Aid Insurance: A Detailed Overview
The cost of hearing aid insurance can vary and depends on several factors that should be considered when selecting the right plan. A key factor is the new value of your hearing aids. The more expensive the devices, the higher the insurance premium usually is, as the financial risk for the insurer increases. Another point is the scope of insurance coverage. Plans with comprehensive coverage, which may include loss and theft or offer a low deductible, tend to be more costly than basic protection options. The amount of the deductible also plays a role: a higher deductible in the event of a claim usually leads to lower monthly or annual premiums. Additionally, the age of the hearing aids can affect the premium with some providers. It is advisable to compare different offers and carefully review which services are included in the price. At nextsure, we value transparency and help you find hearing aid insurance that offers the optimal price-performance ratio for your specific needs.
Hearing aid lost or stolen: How your insurance can help
The loss or theft of a hearing aid is not only annoying but can also represent a significant financial burden. A specialized hearing aid insurance is a crucial financial lifeline in such cases. If you have lost your hearing aid or it has been stolen, the first step is to immediately report the loss to your insurance company. In the case of theft, a police report is also required. The insurance then assesses your entitlement to benefits. A good hearing aid insurance usually covers the cost of an equivalent new hearing aid or provides a contribution equal to the current value, depending on the policy details and any excess. The nextsure hearing aid insurance aims to offer you quick and hassle-free assistance in case of loss or theft, so you can swiftly regain your quality of life through good hearing. Accurate documentation and timely reporting are essential.
Repair or Replacement: The Benefits of Your Hearing Aid Insurance in the Event of Damage
When your hearing aid gets damaged, the question often arises: repair or replacement? A good hearing aid insurance offers clear regulations and covers the costs accordingly. For minor defects or damages, the insurance usually covers the cost of professional repair by a qualified audiologist or the manufacturer. However, if a repair is no longer possible or economically unreasonable, the hearing aid insurance will provide a replacement device of equivalent value. The exact criteria are stipulated in the insurance terms, often taking into account the current value. High-quality insurance ensures a swift processing and minimizes your financial burden. Find out more with nextsure about rates that comprehensively cover both repair costs and the cost of a new hearing aid if needed.
Special protection for the little ones: Hearing aid insurance for children
Children with hearing impairments rely heavily on their hearing aids. At the same time, hearing aids are at higher risk for children: while playing and frolicking, the sensitive devices can be more easily lost or damaged. A special hearing aid insurance for children takes these circumstances into account. It often offers extended coverage, which also includes damage due to improper handling or loss on the playground, for example. Important are tariffs that ensure quick and uncomplicated claims settlement. Parents should check whether the insurance also covers accessories such as special retaining clips. At nextsure, we understand the needs of families and help you find suitable hearing aid insurance for your child that provides optimal protection in the active everyday life of a child.
Digital & Simple
Complete insurance online
Expert & Clear
Transparent Tariff Consultation
Comprehensive & Fair
Top value for money
Finding the Right Hearing Aid Insurance: Important Tips for Your Selection
Selecting the right hearing aid insurance requires careful consideration. Analyse the scope of coverage: What damages are covered? Are loss and theft included? Compare the benefits. The sum insured should correspond to the new value of your hearing aids. Pay attention to the excess – a lower excess can be worthwhile in the event of a claim but often leads to higher premiums. Clarify age limits for devices and conditions for reporting damage. Read customer reviews. nextsure supports you as an independent portal in comparing tariffs and identifying the hearing aid insurance that provides you with the best protection on fair terms.
Claim Report for Your Hearing Aid Insurance: A Step-by-Step Guide
In the event of damage to or loss of your hearing aid, a correct and prompt damage report is crucial. 1. Report damage immediately: Contact your insurance as soon as possible. 2. Document the damage: Take photos and note the circumstances. Report to the police in case of theft. 3. Have documents ready: Insurance number, purchase receipt, and if applicable, cost estimate. 4. Provide precise details: Fill out the damage report completely and truthfully. 5. Follow the insurance's instructions: Wait for instructions before repair or purchase. 6. Observe deadlines. Transparent communication and complete documentation facilitate processing. nextsure is here to provide you with advice.
Discover the unbeatable advantages of nextsure hearing aid insurance
Choosing hearing aid insurance through nextsure offers you numerous benefits. As a digital insurance portal, we value transparency and clarity. Benefit from our fully digitized conclusion process – fast, simple, convenient. We provide access to an extensive portfolio of niche insurances and expert digital advice. Our modular up- & cross-selling approach allows for meaningful combinations. Thanks to SEO-optimized content, you will always find up-to-date information. We work with renowned insurers to offer powerful tariffs specifically tailored to risks such as loss, theft, and damage to your hearing systems. Trust nextsure for modern, customer-oriented insurance protection.
Can used hearing aids also be insured?
Modern hearing aid insurance policies often offer more than basic coverage. Important additional benefits frequently include worldwide insurance cover, ideal for travel. A protection policy for hearing aids can cover costs for express shipping of spare parts or quick repairs abroad. Check if accessories like remote controls or charging stations are included or can be insured. Covering the costs for earmoulds (otoplastics) can be a valuable option. Some policies provide new-for-old replacement even for older devices or offer an innovation clause for technologically up-to-date successor models. Learn about services like quick claims processing. nextsure helps you find policies with suitable additional benefits.
