Forward-thinking. Healthy. Secure.
Discover the health check-up insurance from nextsure – your proactive protection for comprehensive preventive examinations and early detection. Secure the best rates online now.
Regular Check-up
Comprehensive Diagnostics
Digital Processing
Why a Health Check-up Insurance is Indispensable
Proactive Health Care
Early Detection of Diseases
Financial Relief
Individual Check-ups
What services does the health check-up insurance cover?
The scope of coverage for a health check-up insurance is crucial to its value. At nextsure, we place importance on transparency and comprehensive protection. Our plans typically cover a wide range of examinations that go beyond the standard benefits of statutory health insurance (GKV). These may include extended blood analyses (complete blood count, specific biomarkers, hormone status), detailed ultrasound examinations of organs, cardiological preventive check-ups such as exercise ECG or echocardiography. Dermatological screenings for early skin cancer detection, ophthalmological preventive care, and specific cancer screenings for men and women may also be included. Depending on the plan, innovative procedures like whole-body MRI or genetic risk analyses are also possible. It is essential to choose a plan whose range of services matches your individual needs and risk factors. Our experts at nextsure are happy to advise you on finding the optimal health check-up insurance for you.
Your Benefits
Comprehensive healthcare with nextsure
Vorsorge Plus
Advanced check-ups beyond the GKV level.
Early detection
Modern diagnostics for timely action.
Cost control
Transparent coverage of the agreed examination costs.
Freedom to choose a doctor
Choose your specialist for check-ups.
Digital Service
Effortless management of your insurance online.
Quick appointment
Support with scheduling preventive appointments.
Family option
Attractive terms available for family members.
Prevention Bonus
Reward for health-conscious behaviour.
Expert Advice
Access to a medical second opinion is available.
Tailored protection for your well-being with our health check-up insurance.
Ready for your
Health care?
Costs and Benefits: Is a Check-up Insurance Worth it for You?
The question of the costs and benefits of a health check-up insurance is central. The premiums vary according to age, health condition at the time of signing up, and the chosen coverage. Opposed to this stands the invaluable benefit of diseases detected early, which often leads to better chances of recovery and lower treatment costs. Consider the insurance an investment in your long-term health: the costs for specialised preventive examinations can quickly amount to several hundred to thousand euros. A health check-up insurance absorbs these costs predictably. Additionally, regular check-ups encourage a health-conscious lifestyle. In the long term, consequential costs due to serious illnesses can thus be avoided. For digitally savvy customers like you, who value prevention, such insurance from nextsure offers not only financial security but also the good feeling of actively taking care of one's own health.
Health check-ups for different age groups and life stages
The need for health check-ups changes over the course of life. Younger adults, such as "Digital Anna" or "New Graduate Laura" (25-35 years), benefit from basic check-ups and specific screenings, for example, skin cancer prevention or gynaecological/urological examinations. For "Family Father Markus" (35-50 years), cardiovascular checks, advanced metabolic analyses, and colorectal cancer screening take centre stage. "Freelancer Tom" (30-45 years) should pay attention to stress-related risk factors and consider appropriate preventive examinations. For "Retirement Planner Sabine" (55-65 years), tests for bone density, intraocular pressure measurement, hearing tests, and comprehensive geriatric assessments become increasingly significant. nextsure offers flexible pricing for health check-up insurance, tailored to these diverse needs, ensuring that you are optimally provided for in every life phase.
How to find the best rate for your health check-up insurance
Selecting the right plan for your health check-up insurance requires a careful analysis of your individual needs. Start with an inventory: Which preventive examinations are personally important to you? Are there any family predispositions that make specific checks advisable? Then compare the catalogues of services offered by different providers. Pay attention not only to the price but especially to the scope of the covered examinations, any waiting times, age limits, and exclusions. Also important are the rules regarding cost coverage and whether there is a free choice of doctors. At nextsure, we support you with transparent tariff information and a digital comparison calculator. Our expert advisors are also on hand to ensure that your chosen plan optimally matches your life situation and health goals, so you can benefit from tailored health care.
The Role of Early Detection: Why Regular Check-ups Are Crucial
Early detection of diseases is a cornerstone of modern medicine and a key advantage of health check-up insurance. Many serious conditions, including cancer, cardiovascular disorders, or diabetes, often develop unnoticed over the years. Regular, comprehensive check-ups enable such diseases to be identified at a very early stage – often before any symptoms appear. At this stage, treatment prospects are usually significantly better, therapies are gentler, and the chances of recovery are higher. A health check-up insurance from nextsure gives you access to these valuable early detection measures that go beyond the standard statutory services. Invest in your health by minimising potential risks and safeguarding your quality of life in the long term. Proactive prevention is the key to a long and healthy life.
Dental supplement
Insurance
Occupational disability
Insurance
Pflege-Bahr
Protection
Health Check-up Insurance vs. Statutory Health Insurance (GKV): The Differences
The statutory health insurance (GKV) in Germany offers a basic catalogue of preventive examinations based on medical necessity and economic efficiency. A private health check-up insurance, such as that offered by nextsure, is seen as a sensible addition to this. The main difference lies in the scope and frequency of the services. While the GKV often only covers certain examinations at longer intervals or from a certain age onwards, supplementary insurance allows for more individual and comprehensive check-ups. This can include modern diagnostic procedures, more specific laboratory values, shorter examination intervals, or screenings that are not included in the GKV catalogue. The aim of the health check-up insurance is to provide you with above-average prevention tailored to your personal needs and thus close any gaps in care.
Digital Services: Manage your check-up insurance with nextsure easily online
As a digital insurance portal, nextsure places the utmost importance on convenient and efficient online services for your health check-up insurance. From choosing a plan to contract completion and benefit processing – everything operates digitally and smoothly with us. You can view your contract details online at any time, submit invoices for preventive examinations digitally, and track the processing status. Our customer portal offers you a clear overview of your insured benefits and enables quick communication with our experts. For digitally savvy customers like "Digitale Anna" or "Freelancer Tom," this means maximum flexibility and time savings. We combine high-quality insurance products with the latest technology to provide you with the best possible service for your health care – transparent, fast, and accessible from anywhere.
Prevention in Focus: How Health Check-ups Can Sustainably Improve Your Quality of Life
Prevention through regular health check-ups is more than just the absence of illness; it is an active contribution to enhancing your quality of life. By identifying and addressing potential health risks early, serious illnesses can often be prevented or mitigated. This means fewer health restrictions, greater performance in everyday life and work, and improved overall well-being. A health check-up insurance from nextsure supports you in taking a proactive role in your health. Knowing your own health status and having comprehensive precautionary measures in place reduces stress and anxiety. Thus, health check-ups contribute not only to physical but also to mental health, enabling you to lead a more active and carefree life.
What exactly is a health check-up insurance?
There are some questions and misunderstandings circulating about health check-up insurance that we at nextsure would like to clarify. A common misunderstanding is that it is only useful for older or already ill people. In fact, individuals of all ages benefit from tailored preventative care. Another point concerns the costs: many shy away from the premium, but overlook the potentially high costs of not covering preventative examinations or subsequent treatments. It is also often assumed that statutory health insurance already covers everything necessary. However, the health check-up insurance provides targeted additional benefits. There are often questions about waiting times and medical examinations before the contract is concluded – these are common and serve risk assessment. We provide transparent information on all aspects so that you can make an informed decision for your healthcare.
