Safe Equipment, Limitless Climbing
Comprehensive protection for your climbing equipment. Secure ropes, carabiners, quickdraws, and more against theft, damage, and loss worldwide. Focus on climbing, nextsure takes care of the rest.
Worldwide Protection
Theft & Damage
Rapid claims settlement
Why Climbing Equipment Insurance? Necessity and Benefits
Investment protection: Your high-quality equipment is often worth several thousand euros.
Peace of mind: Focus on the wall, not on potential risks to your material.
Cost savings: In the event of damage, no expensive replacement out of your own pocket.
Specialised: Perfectly tailored to the needs of climbers and mountaineers.
What is covered? A detailed overview of the scope of coverage
A climbing equipment insurance from nextsure covers a wide range of your valuable gear. Typically included in the coverage are climbing ropes, harnesses, quickdraws, carabiners, belay devices, helmets, climbing shoes, as well as special alpine equipment like ice tools, ice screws, and crampons. Climbing backpacks and bivouac bags can also be covered. Protection applies in cases of damage due to unforeseen events such as falls or rock contact, theft (e.g., burglary from a car or secured room), and loss under certain circumstances. Natural damage like lightning strikes may also be covered. It is important to check the specific details and exclusions in your individual insurance terms to fully understand the scope of your climbing equipment insurance.
OUR SERVICES
Tailored protection for your climbing passion
Theft protection
Worldwide protection against the theft of your valuable equipment.
Damage
Protection against damage from falls, accidents.
Loss protection
Security even if you lose your equipment on the go.
Worldwide
Your protection is valid globally at all climbing spots.
Replacement value
Often replacement at new value in case of damage.
Digital
Simple online management and quick digital claim reporting.
Flexibel
Protection customizable to your individual needs.
Consultation
Competent support from our insurance experts for any questions.
Quick
Get insured online in minutes.
Discover the benefits of our climbing equipment insurance, specifically tailored to the needs of mountaineers and sport climbers.
Your equipment.
Your protection.
International Protection: Where Your Climbing Equipment Is Insured
With the climbing equipment insurance from nextsure, you generally enjoy worldwide coverage. This means your gear is not only protected on local crags and in climbing gyms, but also during climbing trips and expeditions abroad. Whether you're in the Alps, Patagonia, or on the cliffs of Thailand – your equipment is covered. This global protection also applies during transport to your climbing destinations. Be aware of any regional specifics or exclusions that could be specified in the insurance terms. The nextsure online insurance platform allows you to access your contract details at any time, no matter where you are.
Effective theft protection for your climbing equipment
Theft of climbing equipment is annoying and expensive. Our insurance provides protection if your equipment is stolen, for example, through a break-in from a locked vehicle or a secure storage room. Robbery is also covered. To be eligible for benefits in the event of a claim, immediate reporting to the police is required. Additionally, keep receipts of your equipment purchases safe. As a preventive measure, we recommend never leaving equipment unattended or visible in the car and always using secure storage options. The exact terms and conditions for the theft protection of your climbing equipment are detailed in your policy.
Protection in Case of Damage: From Fall Consequences to Material Breakage
Climbing is a demanding sport where equipment damage can occur. Nextsure's climbing equipment insurance covers unforeseen damage, such as from a fall, rockfall, or unfortunate equipment failure during use. It is important to distinguish this from normal wear and tear or damage due to improper handling, which are not typically covered. Document the damage as precisely as possible (photos, description of the incident) and report it promptly via our digital insurance portal. This ensures that your claim for damaged climbing equipment can be processed quickly.
Replacement value versus current value compensation: What you should understand
In the event of a claim on an insurance policy, a distinction is often made between replacement value and current value compensation. Replacement value compensation reimburses you for the cost of acquiring new, similar, and equivalent equipment. This is particularly advantageous for relatively new equipment. Current value compensation, on the other hand, takes into account the age, usage, and wear and tear of the damaged or stolen item; the value is therefore reduced from the replacement value by an amount for the previous use. Many nextsure climbing equipment insurance policies offer replacement value compensation for younger equipment. You can find the exact regulations, including the age up to which replacement value applies, in your policy terms and conditions.
Niche expert
Specialist Insurance
Digital & Simple
Online Degree
Comprehensive Advice
Customer Support
Damage report made digital and straightforward: The process at nextsure
As a digital insurance portal, nextsure places great emphasis on simple and fast processes. In the event of a claim, you can report it to us conveniently online through our platform. Have your contract number, a detailed description of the incident, photos of the damaged equipment, as well as any purchase receipts and police reports (in case of theft) ready. Our system will guide you step-by-step through the reporting process. Upon receipt, our experts will promptly review your case and inform you of the next steps. The goal is transparent and swift settlement, so you can quickly get back to pursuing your passion. For us, digital insurance protection also means exceptional service when it matters most.
Premium Calculation: These Factors Affect Your Insurance Costs
The cost of climbing equipment insurance depends on several factors. The total value of the equipment to be insured is crucial – the more high-quality and extensive your equipment, the higher the insurance sum and generally the premium. Another factor is the chosen deductible; a higher deductible can reduce the premium. The desired scope of coverage (e.g., special additional services) also plays a role. At nextsure, you can often assemble your climbing insurance modularly to achieve an optimal price-performance ratio. Use our online calculator or contact our experts for a personalized offer.
Useful Additions: Additional Insurance for Climbing Enthusiasts
In addition to pure climbing equipment insurance, additional coverage might be beneficial for passionate climbers and mountaineers. A private accident insurance policy that includes rescue costs covers the financial consequences of climbing accidents that go beyond mere material damage. Travel health insurance is essential for tours outside Germany. For professionals or very expensive expeditions, a special trip cancellation or interruption insurance can also be relevant, covering cancellations due to weather conditions or injuries before the trip begins. nextsure, as a provider of niche insurance, is happy to advise you on suitable combination solutions.
What items are specifically covered by the climbing equipment insurance?
The best insurance is preventing incidents. By carefully maintaining and storing your climbing equipment properly, you can extend its lifespan and minimise risks. Clean ropes and textile components regularly according to the manufacturer's instructions. Store your equipment in a dry, cool place, protected from UV radiation. Check carabiners, belay devices, and harnesses for visible damage or wear and tear before each use. Transport sharp objects like ice tools or crampons securely to prevent damage to other equipment. A good understanding of the materials and responsible handling are the first steps in damage prevention and contribute to safety on the mountain.
