Drive the vehicle safely home
With nextsure's vehicle repatriation insurance, you are well covered in the event of a breakdown or accident abroad. We ensure the safe return of your vehicle to Germany – quickly, effortlessly, and reliably.
Europe-wide Protection
Swift Processing
Coverage secured
What exactly does the vehicle repatriation insurance cover?
Assumption of Transport Costs
Organisation Repatriation
Towing service included
Support with Formalities
The Importance of Vehicle Repatriation Insurance: When It Becomes Indispensable
A vehicle repatriation insurance is an essential component for any vehicle owner planning to travel abroad with their own car, motorcycle, or motorhome. Imagine you have a breakdown or accident far from home. The costs for the repatriation of a non-drivable vehicle can quickly amount to several thousand euros and severely dampen the holiday spirit. Particularly when travelling to distant countries or with heavy vehicles like motorhomes, these costs can skyrocket. Nextsure's vehicle repatriation insurance steps in precisely in such cases, covering not only the often substantial transportation costs but also the complex organisation of the repatriation. This includes communication with workshops, towing services, and shipping companies abroad, which can be a significant burden without the necessary language skills and experience. This protection becomes indispensable if your vehicle cannot be repaired on-site after an accident or a severe breakdown, or if a repair would not be economically sensible. Even in cases of vehicle theft abroad and later recovery in a damaged condition, the repatriation insurance can be utilised. It provides you with the assurance that your vehicle can be reliably returned to Germany without massive additional costs. Consider the potential follow-up costs: storage fees abroad, additional travel expenses for you and your fellow travellers – all of this can be covered or at least minimised by good repatriation insurance. For digitally savvy travellers like our 'Digital Anna,' it means peace of mind and the certainty that help can be quickly and easily accessed via our portal in an emergency. Family man Markus can go on holiday reassured, knowing that in the event of an emergency, the family will not be confronted with unexpected financial burdens. Nextsure ensures that you remain mobile and can enjoy your travels carefree by removing the risk of high repatriation costs from you.
OUR SERVICES
Your vehicle safely returned – Europe-wide
Cost Coverage
We cover the transport costs for your vehicle.
Organisation
Complete handling of the repatriation by experts.
24/7 Hotline
Available around the clock in case of emergency.
Europe-wide
Validity in many European countries.
Breakdown assistance
Provision of qualified towing services on-site.
All vehicles
Protection for cars, motorcycles, and motorhomes.
Accident protection
Even after an accident abroad.
Theft protection
Recovery transport upon the recovery of the vehicle.
Digital Service
Simple online claim reporting and management.
In case of emergency, we are here for you and will organize the return transport.
Safe travels?
Secure repatriation now!
Typical scenarios: When does vehicle repatriation insurance apply?
The vehicle repatriation insurance from nextsure is applicable in a variety of situations that may occur abroad, necessitating the return transport of your vehicle. A classic scenario is a technical defect, rendering continued travel impossible, and where onsite repairs are either unfeasible or would exceed the vehicle's market value. Examples of such issues include engine damage, transmission failures, or complex electronic problems. Another common situation is following a traffic accident. If your vehicle is so severely damaged that it is no longer roadworthy, or if repairs abroad would be disproportionately expensive or lengthy, we organise and finance the return transport. This also applies if the vehicle could be repaired, but you prefer to have the repair carried out in your trusted local workshop, provided the transport costs do not exceed the repair costs abroad. Even in cases of theft and the subsequent recovery of the vehicle in a damaged or non-roadworthy state, the insurance can provide assistance. If you, as the driver, are unable to return the vehicle yourself due to a sudden severe illness or injury, the repatriation insurance may, under certain conditions, assist and organise transport. It is important to check the specific insurance terms, as there can be differences in the triggers for coverage. Nextsure values transparent conditions so that you know precisely when you can rely on our protection. For our target group of 'Family Dads like Markus', who often travel with packed cars and children, this provides immense relief, as swift and professional solutions to vehicle problems are ensured in emergencies, allowing the focus to remain on the family's wellbeing.
Cost Factors: What influences the premium of your repatriation insurance?
The premium for vehicle repatriation insurance is determined by various factors that reflect the individual risk. A major cost factor is the coverage area of the insurance: Europe-wide cover is generally cheaper than worldwide cover. The type and value of the vehicle to be insured also play a role. Heavier and larger vehicles, such as motorhomes or large SUVs, incur higher logistical costs in the event of repatriation, which can be reflected in the premium. The age of the vehicle can also be relevant, as older vehicles are statistically more prone to breakdowns. Some insurers also consider the annual mileage as an indicator of the usage risk. The amount of the deductible, if agreed upon, directly impacts the premium: a higher deductible leads to a lower premium and vice versa. Furthermore, selected additional benefits, such as covering accommodation costs during the organisation of repatriation or providing a replacement vehicle, can affect the costs. nextsure is committed to offering you transparent and fair premiums. Through our digital approach and efficient processes, we can achieve cost advantages and pass these on to our customers, like 'Freelancer Tom', who is looking for flexible and tailored tariffs. It is advisable to compare various offers, paying attention not only to the price but also to the scope of services and insurance conditions. Comprehensive advice helps to find the optimal protection for your individual needs and your vehicle, without paying for unnecessary services.
How it works: Claim reporting and processing at nextsure
In the event of a breakdown or accident abroad that necessitates the repatriation of your vehicle, prompt and straightforward reporting is crucial. At nextsure, we have made this process as simple and digital as possible for you. As soon as you determine that your vehicle is no longer roadworthy and requires repatriation, contact us immediately through our 24/7 claims hotline or our digital customer portal. Here, you can report the incident online directly and provide all relevant information such as your location, the type of damage, and your policy number. This is ideal for our 'Digital Anna' as she prefers quick and mobile solutions. Once we receive your report, our team of experts will assess the case and promptly initiate the necessary steps. We organize towing to the nearest suitable garage or a secure location. At the same time, we will liaise with both you and, if necessary, the local garage to determine whether a repair is possible or if repatriation is the best solution. If we decide together on repatriation, we take care of the entire organization. This includes selecting a qualified transport company, resolving any customs formalities, and coordinating the transport to your desired address in Germany or a workshop of your choice. We keep you transparently informed about the status throughout the entire process. Our goal is to relieve you of as much burden as possible in a stressful situation and ensure the swift return of your vehicle. The costs are directly covered by nextsure according to the agreed insurance terms, so you do not have to advance the transport costs.
Exclusions and Limits: What You Should Definitely Keep in Mind
While the vehicle repatriation insurance offers comprehensive protection, like any insurance, there are certain exclusions and coverage limits you should be aware of. A common exclusion pertains to damage caused by gross negligence or intentional actions by the driver, such as driving under the influence of alcohol or drugs. Damage occurring during participation in racing events or on non-public roads is also often not covered. Typically, the insurance provides coverage only when repatriation is medically or technically necessary, and a repair on site is not possible or economically reasonable. Minor repairs that can be quickly and inexpensively carried out abroad usually do not justify repatriation. There is often a so-called "de minimis threshold" or a minimum damage level, above which the costs for repatriation are covered. Pay attention to territorial scope: if your insurance protection is limited to Europe, damages outside this area are not covered. Additionally, usually only the direct costs for transporting the vehicle are insured. Additional costs such as repair costs themselves, customs fees for spare parts, or depreciation of the vehicle are typically not part of the repatriation insurance but can be covered by other insurance components (e.g., comprehensive insurance). It is essential to carefully read the terms and conditions (T&C) of your policy. nextsure places importance on clear and understandable contract documents so that you know exactly what services you can expect and where the boundaries lie. For our 'Retirement Planner Sabine', who values planning security, this knowledge is crucial for making an informed decision.
Foreign health insurance
Medical care worldwide
Motor vehicle insurance brochure
Comprehensive Breakdown Assistance
Trip cancellation
Secure cancellation costs
Combination options: Return transport as part of a package with other insurances
The vehicle return transport insurance is often available as a separate module, but it can also be very useful to combine it with other insurances to ensure comprehensive travel protection. One common and sensible combination is with a car breakdown cover. While the breakdown cover is often broader and also includes benefits such as roadside assistance, rental car, or accommodation costs, the pure return transport insurance focuses on the transfer of the vehicle in case of more serious problems. Many providers, including nextsure, offer packages that include both components, often at a more attractive price than if taken separately. Another sensible addition is an overseas travel health insurance. Should you or your fellow travelers fall ill or suffer an accident abroad, this covers the medical costs that the statutory health insurance often does not or only insufficiently covers. A travel interruption or trip cancellation insurance can also be relevant if the trip cannot be started or continued due to vehicle damage or other unforeseen events. For families like those of 'Family father Markus', such bundled protection is particularly valuable, as it covers various travel risks and simplifies organization. nextsure, as a digital insurance portal, offers the opportunity to assemble insurance coverage individually and create custom solutions through its modular approach. We are happy to advise you on which combinations are most sensible for your specific travel plans and needs to ensure worry-free mobility abroad.
Tips for Choosing the Right Vehicle Return Insurance
Selecting the right vehicle repatriation insurance requires careful consideration of various factors to ensure you receive optimal protection at fair conditions. First, you should check the coverage area: Is protection within Europe sufficient, or are you planning trips to non-European countries as well? Pay attention to the specific country definitions. Compare the scope of benefits carefully. What costs are specifically covered? Just the transport itself or also ancillary costs like storage fees or customs formalities? Is there a limit on the transport costs? Examine the conditions for providing the service: When is a vehicle considered irreparable on-site? Is there a minimum distance from your home location that activates the insurance? The amount of any deductible is also an important aspect. A lower deductible means higher premiums but fewer out-of-pocket expenses in the event of a claim. Consider what your priorities are. Read customer reviews and testimonials about the insurer to gain insights into the quality of service and claim handling. nextsure places great emphasis on transparency and customer satisfaction, which is reflected in our processes. For 'career starter Laura', who values clear information and support, a comprehensible presentation of benefits and a straightforward sign-up process are important. Use comparison sites, but make sure to evaluate the entire package of services, not just the price. Personal advice, as offered digitally by nextsure, can help clarify any open questions and find the insurance that perfectly suits your individual needs and travel behaviour.
Vehicle repatriation insurance for special vehicles: motorhomes, motorcycles, vintage cars
The vehicle repatriation insurance is not only relevant for standard cars but also for special vehicle types such as motorhomes, motorcycles, and vintage cars, where specific aspects need to be considered. Motorhomes, due to their size and weight, often involve significantly higher costs in case of repatriation. A specialised insurance should take this into account and offer correspondingly high coverage limits. Additionally, motorhomes often have valuable onboard inventory, the security and potential separate transport of which must be addressed. Motorcycles also require tailored logistics for safe transport to avoid damage. It is important that the insurer has experience handling two-wheelers. Vintage cars pose a particular challenge. Their often high sentimental and material value requires especially careful and specialised transport. Insurers should be able to demonstrate experience in dealing with valuable classics and, if necessary, offer covered transports. The premiums for such special vehicles may be higher, as the risk and effort involved in the event of a claim are greater. nextsure understands the needs of owners of special vehicles and collaborates with partners that possess the necessary expertise for the repatriation of such vehicles. It is crucial, when signing the contract, to specify the exact vehicle type and its particularities to ensure that the insurance coverage is adequate. For 'Freelancer Tom', who might use a converted van for work and travel, or 'Retirement Planner Sabine', exploring Europe in her motorhome, tailor-made protection for their specific vehicle is essential.
Is the return transport of my vehicle always insured to Germany?
nextsure is committed to offering insurance solutions that are digital, simple, and transparent – this naturally applies to our vehicle repatriation insurance as well. From the initial information, through to the online sign-up, and even claims submissions and processing, we rely on fully digitalised processes. Our website provides comprehensive information, clear service descriptions, and an intuitive pricing calculator allowing you to quickly and easily create an individual quote. The entire application process can be completed online in just a few steps, without any bothersome paperwork. This is particularly appealing for our digitally savvy target groups, like 'Digital Anna' or 'Career Starter Laura', who value efficiency and mobile usability. In the event of a claim, our digital customer portal is available to you around the clock. You can report claims online, upload documents, and check the processing status at any time. Our communication is primarily digital, rapid, and direct. Of course, our customer service is also available by phone or chat for personal advice, if needed. This combination of digital efficiency and personal accessibility is part of our Unique Value Proposition. By digitising, we can speed up processes, reduce administrative costs, and thus offer you attractive conditions and a fast service. We believe insurance doesn't have to be complicated. With nextsure, you will experience how straightforward and transparent protection for your vehicle abroad can be.
