Your energy storage optimally protected
Comprehensively protect your battery storage. The nextsure battery storage insurance safeguards your investment against a variety of risks – digital, transparent, and high-performing.
Comprehensive coverage for maximum security
Quick claims settlement in case of emergency
Simple online completion in minutes
Why specialised insurance for your battery storage is indispensable
Protection beyond household contents/buildings
Coverage of specific risks
Preservation of the value of your investment
Worry-free energy use
Comprehensive protection: These risks are covered by our battery storage insurance
A battery storage system is a valuable investment in your energy independence and sustainability. However, like any complex technology, it carries specific risks. Standard insurance such as contents or building insurance often provides insufficient or no protection for permanently installed energy storage systems. Our specialised battery storage insurance from nextsure fills this gap. It is precisely tailored to the needs and potential hazards of energy storage systems. We cover a wide range of causes of damage, including operating errors, short circuits, overvoltage due to lightning strikes, fire, explosion, implosion, construction, material or manufacturing defects, water, humidity, flooding, as well as theft and vandalism. This comprehensive protection ensures that you won't be left with high costs in the event of damage and that your energy supply can be restored as quickly as possible. Trust in protection that keeps pace with the technological requirements of your modern home.
Our Services
The battery storage insurance from nextsure offers you this
Comprehensive insurance
Comprehensive protection against unforeseen damage or destruction.
Operational error
Coverage for damage caused by misuse or clumsiness.
Surge
Protection against damage caused by lightning strikes or power fluctuations.
Theft protection
Insurance cover in the event of burglary and robbery of your storage.
Material defect
Protection against design, material, or execution defects.
Water damage
Coverage for damage caused by water, moisture, or flooding.
New value
Replacement at new value for quick reacquisition.
Online-Service
Simple online sign-up and digital claims reporting.
Professional Consultation
Competent contacts for all your questions.
Comprehensive protection for your energy independence
Secure your investment
Insure battery storage now!
Battery Storage Insurance Costs: A Transparent Overview and Factors
The cost of battery storage insurance depends on several factors and cannot be quantified across the board. However, transparency is very important to us at nextsure. The primary factors affecting the price include the purchase value or replacement value of your battery storage, its capacity, and the type of technology. The chosen level of coverage, such as the amount of any possible deductible in the event of a claim, also plays a role. In general, the higher the value and capacity of the storage, the higher the premium can be. However, we offer customised rates that ensure optimal value for money. With our digital tariff calculator, you can quickly and easily receive an individual quote for your battery storage insurance. This enables you to see at a glance the costs you can expect for comprehensive protection of your energy investment, and compare different options to find the right coverage for you.
Installation and Maintenance: Impact on Your Insurance Coverage for Battery Storage
The proper installation and regular maintenance of your battery storage are not only critical for its optimal functionality and longevity but can also be relevant aspects for your insurance coverage. Insurers value that the installation has been carried out by qualified professionals according to current standards and manufacturer requirements. This minimises the risk of damage due to installation errors. Carefully document the professional installation. Equally important is adhering to the maintenance intervals recommended by the manufacturer. Regular inspections can detect potential issues early and prevent greater damage. In the event of a claim, proof of proper installation and maintenance can facilitate the process. While our nextsure battery storage insurance also covers operating errors, gross negligence in disregarding safety regulations or maintenance recommendations would be considered on a case-by-case basis. Therefore, always ensure you handle and maintain your system responsibly.
Battery Storage Incident: How to Act Correctly and Quickly
Despite all caution and the best technology, damage to your battery storage may occur. In such a case, it is crucial to act quickly and correctly to minimise consequential damage and ensure swift regulation by your battery storage insurance. Your safety is the top priority: If you notice signs such as smoke, unusual smells or noises, switch off the storage as per the manufacturer's instructions if it is safe to do so, and leave the room. Alert the fire brigade if necessary. Immediately document the damage in as much detail as possible, for instance, with photos or videos. Report the damage to your insurance company without delay – with nextsure, you can do this easily and quickly online. Have your contract number and all relevant information about the incident ready. Do not attempt any unauthorised repairs without consulting the insurance company, as these could worsen the damage or hinder the determination of the cause. Our expert team will guide you through the entire process and ensure a fast and straightforward handling.
The role of battery storage insurance for a successful energy transition
Battery storage is a central component for the private energy transition and the increasing decentralisation of energy supply. They enable homeowners to maximise the self-consumption of self-generated solar power, reduce dependence on the public grid, and lower electricity costs. However, this technological development also entails new risks that need to be secured. A specialised battery storage insurance significantly contributes to increasing investment security for private households, thereby promoting the acceptance and spread of this forward-looking technology. By mitigating financial risks through unforeseen damages, it provides owners with the necessary security to venture into a more sustainable energy supply. nextsure supports this development through tailored and digital insurance solutions that facilitate access to comprehensive protection, thus making an important contribution to achieving climate targets and strengthening decentralised energy generation.
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Secure & digital
Segmentation: Residential building, household contents, and dedicated battery storage insurance
Many owners of battery storage systems wonder whether their existing residential or household insurance provides adequate protection. The answer is often complex and not always satisfactory. Building insurance covers damage to the permanently installed building and its components. A battery storage system may fall under this category, but the insured perils are often limited (e.g., only fire, storm, or water damage) and specific risks associated with battery storage systems such as overvoltage, operational errors, or material defects are usually not included. Household insurance covers movable items in the home. A permanently installed storage system is generally not included in this. Even if co-insurance were possible under one of the policies, the compensation limits are often too low or there are exclusions for electronic components. A dedicated battery storage insurance from nextsure, on the other hand, is specifically tailored to the risks and value of these systems. It provides all-risk coverage that goes far beyond standard protection and also covers typical damages to storage systems to ensure comprehensive financial security.
Selection Criteria: How to Find the Right Battery Storage Insurance
Choosing the right battery storage insurance requires considering some important criteria to ensure that your valuable energy storage is optimally protected. First, pay attention to the scope of coverage: All-risk coverage is recommended as it provides protection against a wide range of risks not explicitly excluded. Carefully check which causes of damage are covered – ideally, operational errors, overvoltage, short circuit, material defects, fire, theft, and natural damage should be included. The sum insured should match the new value of your battery storage to receive adequate compensation in the event of a total loss. Also consider the level of deductible: A lower deductible means higher premiums, but it can be worthwhile in the event of a claim. Inform yourself about exclusions and obligations in the contract. Last but not least, service quality, fast claims settlement, and digital processes, as offered by nextsure, play an important role in your satisfaction in the event of a claim. Carefully compare offers to find the best plan that suits your needs.
Future-proof investing: Long-term protection for your energy system
Investing in a battery storage system is a decision for the future – for greater energy independence, sustainability, and long-term cost savings. To secure this future-proof investment in the long term, suitable insurance cover is essential. Technological developments are advancing, and battery storage systems are becoming more powerful and complex. A good battery storage insurance should not only cover current risks but also be flexible enough to meet future requirements. This can be ensured, for example, through update clauses or the ability to adjust the insurance sum during upgrades. nextsure is committed to providing you with insurance cover that keeps pace with the development of your energy system. We understand that your battery storage system is an important part of your smart and energy-efficient home. That's why we offer you a coverage that protects the value of your system over the years and gives you the confidence to be financially secure even in unforeseen events, allowing you to shape your energy future without worry.
What exactly does the battery storage insurance from nextsure cover?
As a digital insurance portal, nextsure specialises in offering comprehensive niche insurance and bespoke coverage solutions. The battery storage insurance is a perfect example of our commitment to providing you with tailored and easy-to-understand insurance cover for modern technologies. We combine expert advice with fully digitised completion processes, allowing you to insure your battery storage quickly, easily, and conveniently from home. Our focus is on transparency, fair conditions, and an excellent service experience, particularly in the event of a claim. With our SEO-optimised information preparation, we aim to make all the necessary details clear to you, enabling you to make an informed decision. Trust nextsure as your experienced partner who understands the specific needs of battery storage owners and offers you insurance cover as innovative as your energy solution itself. Discover the benefits of our digital battery storage insurance now.
