Protect valuable collections optimally
nextsure offers specialised insurance coverage for your valuable stamp collection. Secure your philatelic treasures comprehensively against risks such as theft, damage, and loss – digital and straightforward.
Comprehensive Protection
Digital Processing
Fair conditions
Why stamp insurance is indispensable
Protection against Theft
Protection against Damage
Preservation of Your Collection
Individual Coverage
The value of your collection: How is it determined and insured?
The correct valuation of your stamp collection is the foundation of an adequate stamp insurance. Without a realistic assessment, you risk either underinsurance, where the full value is not covered in the event of a loss, or overinsurance, which leads to unnecessarily high premiums. For philatelists, there are several recognized methods: The catalog value, for example from the Michel catalog, often serves as an initial guide but does not always reflect the current market value. Auction results for comparable items can provide more precise indications. For particularly valuable collections, an appraisal from a recognized philately expert is essential. This documents the condition, authenticity, and market value, serving as the basis for the insurance amount. nextsure recommends regularly reviewing and adjusting the insurance amount to ensure optimal protection for your philatelic treasures. A detailed inventory list with photographs is also essential.
Tailored Protection
Your collection in the best hands
Security Protection
Comprehensive protection against financial losses for your valuable collectibles.
Comprehensive insurance
Coverage against theft, fire, water, and other specific collector risks.
Worldwide
Insurance coverage also during transport and exhibitions at home and abroad.
New value
Compensation at new value or agreed collector's value in case of total loss.
DigitalPlus
Simple online management of your policy and quick, straightforward claims reporting.
Expertise
Expert advice and support from philately-experienced insurance specialists.
Flexibel
Customisable insurance sums and coverage concepts for your individual needs.
Transparency
Clear contract terms and understandable descriptions of services without hidden clauses.
Collector Protection
Specifically designed for the unique requirements and values of stamp collections.
Discover the benefits of our stamp insurance
Your passion.
Our Promise of Protection.
What risks are covered by a stamp insurance policy?
A specialised stamp insurance from nextsure offers comprehensive protection that goes far beyond the coverage of a conventional household insurance. The primary risks covered include theft, burglary, and robbery, both from your home and while you are on the move. Additionally, damage caused by fire, water, storm, and hail is insured. Natural disasters such as flooding can also be optionally included. An important aspect is protection against damage, for instance, through improper handling by third parties or unforeseen events. Specific policies can also cover loss during postal transit or exhibitions. The exact details and exclusions are found in the respective insurance terms and conditions. The aim is to minimise the financial loss of your valuable collection due to various risks.
Requirements for completion: What must collectors consider?
For taking out stamp insurance and maintaining coverage, collectors must meet certain requirements. A fundamental requirement is the careful documentation of the collection. This includes a detailed inventory list that records each stamp or set with information on origin, condition, catalogue and estimated value. Photographs or scans of the most valuable pieces are also advisable. Depending on the sum insured, specific security measures might be required, such as storing in a certified security cabinet (safe) or installing an alarm system. These obligations serve to protect your collection and are contractually specified. Get detailed information from nextsure about the security requirements relevant to your collection to ensure you can claim full benefits in the event of damage.
Costs and Contributions: What Determines the Premium?
The cost of stamp insurance, i.e., the insurance premium, depends on several factors. The most crucial factor is the insured amount, i.e., the total value of your collection that is to be covered. The higher the value, the higher the premium tends to be. The scope of the chosen insurance coverage also plays a role – all-risk coverage is usually more expensive than coverage against named risks. The implemented security measures also positively influence the premium: A high-quality safe or alarm system can lead to premium discounts. Other factors include the location of the insurance and the amount of any agreed deductible. nextsure calculates your premium individually, based on these parameters, to offer you a fair and transparent quote for your stamp insurance.
In the event of a loss: How to report it correctly
In the event of damage, swift and correct action is crucial to maintaining your entitlement to benefits from your stamp insurance. Report the damage promptly – without any culpable delay – to nextsure. In cases of theft, burglary, or robbery, an immediate report to the police is also required; the police file number is needed for claims processing. Document the damage as thoroughly as possible: take photos of any damages and create a precise list of the lost or damaged items, referring to your inventory list. Do not alter the site of damage until it has been cleared by the insurer or an appointed assessor, if possible. Submit all necessary documents, such as the inventory list, proof of value, and the police report, in full to nextsure to facilitate prompt handling of your case.
Art insurance
Protection for Your Art Objects
Valuables
Special coverage for valuables
Home Contents Premium
Enhanced protection for assets
Exhibits on Tour and Exhibitions: Special Protection?
Yes, for stamp collections that are transported during travels or presented at exhibitions, special insurance is often necessary and can be arranged through specialised stamp insurance. Standard policies may only cover the collection while it remains at the permanent insured location. The so-called external insurance or transport insurance under your philately policy extends the coverage to include transport to the exhibition venue, the duration of the exhibition itself, and the return transport. It is important to check the exact conditions of this additional coverage, such as the area of validity (domestic/abroad), maximum insurance sums while in transit, and any requirements for packaging and means of transport. Notify nextsure of any planned transports or exhibition participations involving your valuable exhibits well in advance to ensure that your collection is optimally insured even outside your premises.
Digital management of your stamp insurance with nextsure
nextsure, as a digital insurance portal, places the utmost importance on a customer-friendly and efficient management of your stamp insurance. You benefit from fully digitalised processes – from the application to the claim reporting. Through your personal customer portal, you have access to your contract documents at any time, can make changes to your data easily, or request adjustments to the insured amount. In the event of a claim, our platform enables quick and transparent reporting, often including the option to upload documents and photos. This significantly speeds up the settlement process. Our goal is to offer you maximum convenience and transparency, so you can focus on your passion for collecting, while we take care of the optimal protection of your philatelic values – modern, secure, and digital.
Stamps as an Investment: Long-term Protection for Your Capital
Stamps can not only be a source of joy and historical interest, but also represent a significant investment. Rare or particularly well-preserved specimens often fetch high prices at auctions. If you also consider your stamp collection from an investment perspective, adequate insurance coverage is essential to secure this capital for the long term. Years or decades of value appreciation can be wiped out by a single unforeseen damage. A specialised stamp insurance protects the material value of your investment against risks such as theft, fire, or water damage. nextsure helps you adjust the insurance coverage to the current market value of your collection, ensuring that your invested capital remains best protected even in the event of a loss and that your long-term investment strategy is not jeopardised.
Is my collection sufficiently protected by my home insurance?
Many collectors mistakenly assume that their valuable stamp collection is sufficiently covered by a standard household insurance policy. However, this is often a misconception. Household insurance usually imposes strict compensation limits for valuables, including stamps, which often amount to only a few thousand euros and do not nearly cover the actual value of a specialized collection. Additionally, specific risks to which collections are exposed (e.g., damage during exhibitions, specific valuation standards) are generally not taken into account. A specialized stamp insurance, on the other hand, is precisely tailored to the needs of philatelists: it allows coverage at the actual collector's value, often offers all-risk coverage, and also considers risks beyond one's own four walls. For serious collectors, taking out a special policy is therefore strongly recommended.
