Protection against costly power outage consequences
Comprehensively protect yourself against the financial consequences of a power outage with nextsure. Discover our tailored power outage consequential loss insurance for households and businesses.
Covers financial losses
Protects Devices & Food
Fast digital processing
Power Outage: Underestimated Risks and Their Expensive Consequences
Spoilage of Food
Malfunctions in Electronics
Failure of important systems
Unexpected Costs
What does the power outage consequential loss insurance cover?
The blackout consequential cost insurance from nextsure offers comprehensive protection against the financial consequences of an unexpected power outage. Our insurance covers a variety of consequential costs, such as spoiled food in refrigerators and freezers or damage to sensitive electronic devices due to power surges. Costs for alternative accommodation in case of uninhabitability or repairs to heating and air conditioning systems can also be included. nextsure values transparency and clear service descriptions, so you know exactly what coverage exists for your individual needs in the event of an emergency.
COMPREHENSIVE PROTECTION
What our insurance provides
Food
Replacement for spoiled refrigerated and frozen goods.
Electronics damage
Protection against surge damage to your devices.
Data backup
Support for data recovery after device failure (optional module).
Loss of rent
Coverage for landlords in case of uninhabitability (optional).
Hotel costs
Coverage in case your own apartment becomes uninhabitable.
Technician
Costs for repairs to affected home systems.
Quick Help
Digital claim reporting and speedy processing.
FlexiTarife
Customisable protection to suit your needs.
Excellent advice
Expert professionals online for you.
Your benefits at a glance
Don't lose touch
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Why backup against power outage consequential costs is indispensable
In our technologically advanced world, the financial burdens of the consequential costs of power outages are often significant. Without a specific power outage consequential cost insurance, you bear risks such as the loss of frozen goods, expensive electronic repairs after surge damage, or the failure of critical systems on your own. This insurance is a wise investment in your financial stability and the protection of your standard of living. nextsure helps you minimise these often underestimated risks and protect yourself from unforeseen expenses, especially as the stability of power grids faces new challenges.
Target audiences: Who benefits particularly from this insurance?
A power outage consequential damage insurance is particularly advantageous for households with extensive supplies, expensive electronics, or smart home systems. Families benefit from the protection of large quantities of food. Homeowners secure sensitive home installations. It is also sensible for tenants to protect personal devices and supplies. Self-employed individuals working from home can safeguard work equipment and prevent data loss. nextsure analyses your individual needs to ensure tailored coverage that suits your specific living and working situation.
Your advantage with nextsure: digital, transparent, and tailored
nextsure offers you a digital insurance portal with maximum comfort and transparent service for your power outage consequential loss insurance. The entire process, from information to completion, is fully digital. Thanks to clear product descriptions and SEO-optimized content, you will understand your benefits exactly. We focus on tailored solutions instead of standard packages. Our Unique Value Proposition combines a specialized niche portfolio with expert digital advice and efficient, digitized completion processes for quick, uncomplicated coverage.
Power outage incident: How to act correctly and report the damage
In the event of damage due to a power outage, please document all damages in detail (photos, receipts). Report the damage promptly through our Nextsure customer portal or via email, including your insurance number and a detailed description. Our experts will quickly assess your claim. Keep subsequent damage to a minimum, for example, by disconnecting sensitive devices from the power supply until it is reliably restored. A fast and precise notification accelerates the settlement.
Household Plus
Optimal protection for your home.
Cyber Protection
Security in everyday digital life.
Electronic Safe
Specifically for your valuable devices.
Exclusions from coverage: What is typically not insured?
Every power outage consequential loss insurance has exclusions. Typically, damages caused by gross negligence or intent are not covered. Often, there are minimum durations for the power outage before a claim becomes valid. Devices that were already defective before the power outage or indirect consequential damages such as lost income (unless explicitly covered) may be excluded. Please read the terms and conditions of your nextsure policy carefully to fully understand coverage limits and exclusions. Our advisory team is happy to answer your questions.
Prevention: Tips for Avoiding Damage from Power Outages
Prevention is the best protection against damage from power outages. Invest in surge protection devices for sensitive electronics. Have your electrical installation checked regularly by a professional. An uninterruptible power supply (UPS) can be beneficial for important devices. Keep freezers closed and as full as possible during a power outage. Stay informed about scheduled power outages and take precautions. These measures can significantly reduce the risk and extent of potential damage.
Distinction: Power Outage Consequential Costs vs. Home Contents Insurance
Household insurance often covers power surge damage caused by lightning strikes, but not necessarily all the consequential costs of a simple power outage, such as spoiled frozen goods or electronic damage due to power fluctuations. The power outage consequential loss insurance from nextsure fills this specific gap and is a sensible addition. It offers specialised protection for risks that are often only limited or not covered at all in standard household policies. Check the details of your household insurance and compare the scope of coverage.
How long must a power outage last for the insurance to provide coverage?
The stability of our power grids is facing challenges due to the energy transition, increasing electricity demand, and extreme weather events. Cyberattacks also pose a risk. These factors can potentially increase the likelihood of power outages. In light of these developments, private precaution with an insurance for consequential costs of power outages is becoming more significant. Relying on a consistently stable power supply could be deceptive. nextsure enables you to proactively protect yourself against financial uncertainties.
