Take off safely: Your paragliding insurance
Comprehensive insurance cover for your paragliding experience. nextsure offers tailored policies for carefree flights and maximum safety in the air.
Individual Tariff Options
Fast Online Completion
Worldwide Protection
Why Paragliding Insurance is Essential
Accident Coverage
Third Party Liability Claims
Rescue Cost Insurance
Equipment protection possible
The key benefits of our paragliding insurance in detail
Comprehensive insurance coverage is the foundation for carefree flying experiences. At nextsure, we understand that the details of a policy are crucial. That's why we place importance on transparency and explain to you the core benefits of our paragliding insurance. **Liability cover – Safety for third parties:** Our paragliding liability insurance covers personal injury and property damage you may cause to third parties while practicing your sport. This includes, for example, costs for medical treatments of injured persons or repairs to damaged property. An adequate insurance amount is essential here to be fully protected even in the event of a serious case. **Rescue and recovery costs – Assistance in emergencies:** In the event of an accident in difficult terrain, search, rescue, and recovery operations can incur significant costs. Our paragliding insurance includes coverage of these costs, allowing you to rely on quick assistance in an emergency without having to worry about the financial aspect. This is of immense value, especially in alpine regions. **Accident insurance for pilots – Your personal safety net:** Despite all precautions, the risks of paragliding can lead to personal injuries. Optional accident insurance for pilots provides financial support in the event of disability, death, or covers incurring medical expenses. This way, you and your family are financially secured even in the case of serious accidents. **Equipment protection – Valuable gear secured:** Your paraglider, harness, and electronic devices represent significant value. With our optional equipment protection, you can insure your gear against risks such as theft, damage during transport, or even in a flight accident. The exact benefits and conditions may vary depending on the chosen plan. Our experts at nextsure are happy to advise you to put together the optimal insurance package for you.
nextsure Special Insurance
Your shield in the skies
Liability insurance
Protection against third-party claims for personal injury and property damage.
Pilot protection
Personal accident insurance for disability or death.
Equipment
Insurance for paraglider, harness, and accessories.
Salvage costs
Coverage of search, rescue, and recovery costs.
International Protection
Worldwide coverage for your flight adventures.
Online Degree
Quick and digital access to your paragliding policy.
Tariff selection
Flexible options for your individual needs.
Expert Consultation
Expert support for all insurance questions.
Accident Assistance
Quick and straightforward assistance in the event of a claim.
Tailored coverage concepts for paragliders – secure and straightforward.
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Protect yourself now!
Paragliding liability insurance: Protection against financial risks
Paragliding liability insurance is not only a sensible safeguard, but also legally required in Germany. It protects you from the financial consequences if you injure other people or damage someone else's property whilst paragliding. Imagine landing unfortunately and injuring a spectator or damaging a parked vehicle – without liability insurance, you'd have to cover these damages yourself, which could be life-threatening. Our liability insurance covers both personal injury (e.g. medical expenses, compensation for pain and suffering) and property damage (e.g. repair costs, replacement value) up to the agreed insurance sum. Choosing an adequately high coverage amount is crucial, as personal injuries in particular can quickly result in costs amounting to millions. We recommend exceeding the statutory minimum by a significant margin. The scope of our policies is clearly defined; many tariffs offer worldwide protection, which is essential for air travel. However, be aware of possible exclusions: flights under the influence of alcohol or drugs, participation in unauthorised competitions, or commercial use are typically not covered unless explicitly agreed otherwise. nextsure ensures you receive liability coverage suited to your flying activities.
Unfallschutz für Paraglider: How to best ensure your safety
Paragliding is a fascinating sport, but it also carries risks that can lead to accidents involving personal injury. Therefore, a specialised accident insurance for paragliders is an important addition to liability insurance, as it directly protects you as a pilot. Unlike general accident insurance, which often excludes high-risk sports like paragliding or only covers them with high premiums, our policies are tailored to the specific needs of paraglider pilots. The core benefits of paragliding accident insurance include financial compensation for disability, a death benefit to secure your dependents, and often also daily allowances for hospital stays or the coverage of medical expenses beyond what health insurance provides. Rescue costs can also be a significant component if they are not already covered by another policy. The amount of the insurance premiums depends on various factors, such as your age, health condition, and the scope of benefits chosen. A correct and prompt reporting of an accident event to the insurer is essential for a smooth handling of benefits. Secure yourself against the financial consequences of a flight accident with NextSure.
Equipment insurance for paragliders: Protection for your valuable gear
Your paragliding equipment—which consists of the glider, harness, reserve parachute, and often expensive variometers or GPS devices—represents a significant financial value. A specialised equipment insurance, often referred to as comprehensive insurance, protects this investment against a variety of risks. This insurance can cover damages caused by theft (e.g., from the car or a locked accommodation), damage during transport, storage, or even during flight operations (e.g., due to a failed landing or landing in a tree). Some policies also cover the loss of equipment under certain circumstances. When settling claims, a distinction is often made between replacement value and current value compensation; the exact terms and any excess are specified in your contract. Common exclusions include normal wear and tear, damage due to gross negligence, or participating in competitions unless explicitly co-insured. In the event of a claim, detailed documentation and immediate reporting to nextsure are crucial for prompt processing.
Scope and Exclusions: What You Need to Know
Understanding the scope and exclusions of your paragliding insurance is fundamental to avoid unexpected coverage gaps in an emergency. Each policy precisely defines under which circumstances and where the insurance cover applies. The geographical scope is an important aspect: Does your insurance apply worldwide, only in Europe, or is it restricted to certain countries? This is especially relevant if you plan to fly abroad. Likewise, the specific scope must be considered: Are only private leisure flights insured, or does coverage also extend to participation in competitions, training, or commercial tandem flights (if you're acting as the pilot)? Such activities often require special additional cover. Common exclusions in paragliding insurance include damage caused by flying under the influence of alcohol or drugs, grossly negligent or intentional acts, the use of non-approved or non-airworthy equipment, as well as flights in restricted airspaces. Additionally, violating obligations, such as the duty to adhere to safety regulations or promptly reporting changes in risk, can endanger your insurance cover. At nextsure, we emphasise transparent conditions so you know exactly when and how you are protected.
Digitale
Management
Niches
Expertise
Modularer
Protection
Paragliding Abroad: International Insurance Coverage
Paragliding abroad is very popular, but the anticipation of flights over exotic landscapes should always be accompanied by a careful review of insurance coverage. Not every German paragliding insurance automatically provides worldwide cover or meets the specific requirements of the destination country. Before embarking on your flight trip, be sure to clarify: Is my current policy valid in the destination country? What are the required minimum liability coverage amounts there? Are rescue and repatriation costs also covered abroad, and what about medical care and possible repatriation? Here, an additional international travel health insurance that specifically includes risk sports can be beneficial. Ensure that your insurance also covers the organisation and costs of a necessary repatriation. In the event of a claim, language barriers and lack of knowledge of local circumstances can complicate matters; a good insurance often provides support here through international assistance partners. nextsure is happy to advise you on options for comprehensive international insurance coverage, ensuring your flying adventures abroad remain safe.
Costs and Rates: What does paragliding insurance cost?
The cost of paragliding insurance can vary and depends on a number of individual factors. Therefore, it's difficult to provide a flat rate, but we want to offer you transparency about the main cost drivers. The premium amount is primarily determined by the selected scope of coverage (liability only, combined with accident or equipment insurance), the level of insured sums, and any deductibles. Your personal experience as a pilot, your age, and the nature of your flying activities (e.g., recreational flights versus regular competition participation) also play a role. Insurance for an experienced pilot with exclusively private flights will generally be cheaper than for a beginner or a competition pilot. To obtain an accurate quote, it’s best to use our digital rate calculator or contact our experts at nextsure. We will create a bespoke offer that meets your needs. It's worth paying attention not only to the price but above all to the value for money and the coverage components included. Sometimes discounts are available, for example, if you are a member of a flying club.
Claim: How to Act Correctly
An accident while paragliding is an exceptional situation where correct action is crucial – both for your own safety and that of others, as well as for smooth processing with the insurance. The top priority is always securing the accident site and providing first aid, if necessary. Document the sequence of events and the damage sustained as detailed as possible. Take photos of the accident scene, the damaged equipment, and any injuries. Note down the names and contact details of witnesses. In case of personal injuries or significant property damage to third parties, it is advisable to inform the police. Report the incident to your insurance company without delay. Most insurers, including nextsure, have deadlines for this in the terms and conditions. Keep all relevant documents ready, such as the accident report, medical certificates, invoices for repairs or new purchases. Important: Do not admit liability without consulting your insurance. Our claims department will competently support you throughout the entire process.
Is paragliding insurance legally required?
Selecting the right paragliding insurance requires careful consideration of your individual needs and the services offered. To make it easier for you to decide, we have compiled some valuable tips: 1. **Needs Analysis:** Consider carefully how often and where you fly (domestically/internationally), the value of your equipment, whether you participate in competitions, and your personal risk tolerance. 2. **Comparison of Services:** Compare not just the prices, but especially the included services. Pay attention to the amount of coverage limits, conditions for rescue costs, the extent of equipment protection, and exclusions. 3. **Insurer Check:** Find out about the insurer's reputation and their experience in the field of aviation sports insurance. Customer reviews and claims handling practices are important indicators. 4. **Pay Attention to Contract Details:** Read the so-called small print – the general insurance terms and conditions – carefully to avoid coverage gaps or unexpected obligations. 5. **Use of Advice:** If you are unsure, do not hesitate to seek expert advice. The experts at nextsure will help you find the optimal protection. Also, regularly review your insurance coverage, especially if your flying habits or equipment change. This ensures your policy is always up-to-date.
