Say 'Yes' with peace of mind
Secure the most beautiful day of your life financially. The wedding cancellation insurance from nextsure protects you against unforeseen events and high cancellation costs. Plan your dream wedding with peace of mind.
Protection against sickness absence
Protection against service provider insolvency
Flexible insurance sums
Why wedding cancellation insurance is essential
Financial Security for Your Wedding Investment
Protection against unforeseen events
Calmness during the planning phase and on the wedding day
Protection against high cancellation and default costs
Covered risks: What does the insurance provide in case of an emergency?
Wedding cancellation insurance provides financial protection if your wedding has to be cancelled, postponed, or terminated for certain reasons specified in the contract. Core services typically include reimbursement for already paid non-refundable expenses or additional costs. These include: Serious illness, accident, or death of the bridal couple or close relatives (parents, children, siblings, witnesses). Loss of the wedding venue due to, for example, fire, water damage, double booking, or insolvency of the operator. Insolvency of key contracted service providers such as caterers, photographers, florists, or musicians. Extreme weather events that make holding the wedding demonstrably impossible or unreasonable. The absence of the registrar or clergy can also be insured. Always check the exact insurance terms to understand the scope of coverage for your wedding cancellation insurance, as exclusions like "cold feet" or self-inflicted cancellations are usually not covered.
Our services in detail
What your wedding cancellation insurance covers
In case of illness
Coverage in case of cancellation due to the bride and groom or close relatives.
Location failure
Protection if your booked wedding venue is unavailable.
Service provider bankruptcy
Refund in case of insolvency of major wedding service providers (e.g. caterer, photographer).
Extreme weather
Coverage for cancellation or postponement of your event due to weather conditions.
Groomsman absence
Coverage in case witnesses are unable to attend at short notice due to accident or illness.
Force Majeure
Protection against unforeseeable external events that force cancellation.
Theft Rings
Replaces stolen wedding rings shortly before or during the wedding (up to limit).
Wedding Photos
Protection against irretrievable loss or damage of the wedding photos/videos by the service provider.
Loss of documents
Reimbursement for the replacement of important wedding documents in case of loss.
Individual protection for your special day.
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Costs and Factors: How is the contribution composed?
The cost of wedding cancellation insurance, also known as a premium, depends on several factors. The most important is the chosen sum insured, which ideally should cover all your advance-paid and non-refundable wedding costs. The higher the sum insured, the higher the premium. Other influencing factors include the scope of coverage selected (basic cover vs. premium tariffs with extended services), the timing of taking out insurance (some providers charge additional fees for short-term arrangements), and the number of insured individuals (usually the bridal couple and close relatives). The chosen deductible also plays a part: a higher deductible can reduce the premium but means higher costs for you in the event of a claim. Compare offers carefully and pay attention not only to the price but also to the included range of services, to find the optimal wedding insurance for your needs.
The right time: When to take out insurance?
The ideal time to take out wedding cancellation insurance is as early as possible in your planning phase, ideally right after you have made the first binding bookings for essential items like the venue or caterer. Many insurers allow policies to be taken out up to 14 days or even a few days before the wedding date. However, certain risks (e.g., already known illnesses) may then be excluded, or higher premiums may apply. Taking out a policy early protects you against unforeseen events that can occur between the start of the contract and the wedding day. Bear in mind that risks or foreseeable events already existing at the time of contract commencement are usually not insurable. Check with your insurance provider for exact deadlines and conditions to ensure full coverage of your wedding insurance.
Case studies: How the insurance helps concretely
Imagine: A few weeks before your dream wedding, the bride falls seriously ill and has to go to hospital – the wedding has to be postponed. Without wedding cancellation insurance, you would be left with the cancellation costs for the venue, catering, and other service providers. With insurance cover, these costs are reimbursed up to the agreed sum. Another example: The booked wedding photographer declares bankruptcy at short notice. The deposit already paid would be lost, and a new photographer would have to be hired at great expense. The wedding cancellation insurance can replace the deposit and cover extra costs for a replacement. Or a severe storm damages the wedding venue so badly that the celebration cannot take place there. The insurance covers the costs for an alternative venue or the cancellation costs if no timely alternative can be found. These examples illustrate how wedding insurance can prevent financial disasters.
Comparison: What to look for in providers?
When comparing wedding cancellation insurances, you should not only consider the price but, most importantly, the coverage details. Carefully check which risks are covered: Are illnesses of the witnesses or only of the bridal couple insured? Does the protection also apply if there is a cancellation due to quarantine orders? What is the maximum insurance sum and does it cover all your wedding costs? Pay attention to the amount of excess in the event of a claim. Another important point is the exclusion criteria: Which reasons for cancellation are explicitly not covered? Read the small print carefully. The reputation and experience of the insurer in the area of wedding insurances can also be an indicator of good service. Digital providers like nextsure often offer transparent conditions and an easy online process, making comparison easier.
Niche expert
Specialised for your needs
Voll Digital
Complete online easily
Excellent advice
Completion
nextsure: Your Partner for Wedding Insurance
nextsure understands the amount of planning, emotion, and financial resources that go into your wedding. As your digital insurance portal, we offer you a transparent and straightforward wedding cancellation insurance that provides comprehensive protection against the financial consequences of unforeseen events. Our mission is to offer you tailored protection solutions. With our wedding insurance, you can focus on what really matters: looking forward to your big day. Benefit from our focus on niche products, expert (digital) advice, and a fully digitised completion process. Secure your investment with nextsure and say "yes" to a worry-free wedding planning experience. Discover our rates and services online now.
Digital Wedding Insurance: Easily conclude online
In the digital age, you rightly expect fast and straightforward solutions. With nextsure's wedding cancellation insurance, you can conveniently complete the process online from home or on the go. Our digital process guides you step by step through the application process. You enter the essential details of your wedding, select the desired insurance amount, and receive an immediate, transparent quote. All contract documents are delivered to you digitally, securely, and in an environmentally friendly manner. If you have any questions, our digital assistant or customer service is available to help. This "Digital-First" approach saves you time and effort, allowing you to fully focus on your wedding planning. Discover how easy and modern insurance protection can be with nextsure's digital wedding policy.
Checklist: Preparation for Signing the Insurance Policy
To efficiently and swiftly secure your wedding cancellation insurance, you should have some information and documents at hand. First, create a detailed breakdown of your wedding costs: Gather all contracts and invoices for the venue, catering, photographer, music, clothing, rings, etc., to precisely determine the required insurance amount. Note the planned wedding date and location of the celebrations. Keep the personal details of the couple ready. Consider which individuals (e.g., close relatives, witnesses) should be included in the insurance coverage. Familiarise yourself with the various tariff options and coverage extents that are offered. With these preparations, you can fill out the online application for your wedding insurance promptly and ensure that all relevant aspects are considered.
What exactly is wedding cancellation insurance?
There are some misunderstandings surrounding wedding cancellation insurance. A common misconception: "My personal liability or home contents insurance will cover that." This is usually incorrect; these insurances do not cover wedding cancellations. Another myth: "A wedding insurance is only for extremely expensive weddings." Even with smaller budgets, cancellation costs can be significant. Many also think insurance is only necessary in case of illness. However, service provider insolvencies or weather influences are relevant risks. Some couples believe that "getting cold feet" or mutual cancellations are insured – this is, however, a typical exclusion. It is also a misconception that you can take out insurance up to the last day before the wedding without any drawbacks; there are often deadlines or benefit limitations. Clarify your questions directly with the insurer to make informed decisions and benefit from realistic protection.
