Your comprehensive private all-round protection
Discover nextsure’s Private Protection Package: Your customised insurance solution for comprehensive everyday security. Get informed now and secure digitally!
Individual Protection
Digital Administration
Transparent tariffs
Why a Personal Protection Package is Essential: The Basics
Cost savings through bundling
Less administrative effort
Seamless Protection
Flexibly adjustable
Personal liability insurance: Your everyday shield
Personal liability insurance (PHV) is a fundamental component of any solid insurance coverage and thus a core part of our personal protection package. It protects you from the financial consequences if you unintentionally cause damage to others—whether personal injury, property damage, or resulting financial loss. Without PHV, you are liable with your personal assets. Our PHV in the personal protection package assesses liability, defends against unjustified claims, and provides compensation. Ensure you have high coverage and important inclusions like damage to rented property for optimal protection. Digital management via nextsure makes it easier to keep an overview and respond quickly.
Tailored Protection
Services of Our Private Protection Package
Liability Plus
Comprehensive protection for personal injury and property damage worldwide.
Your Home
Protection for your inventory against fire, water, storm.
Law & Advice
Legal cost protection for disputes in private life.
Accident protection
Financial assistance in case of disability due to accidents.
Digital+
Simple online management of your contracts and claims.
Flexibility
Customisable components for your individual needs.
Immediate assistance
Quick support in case of damage, available 24/7.
Family Bonus
Attractive conditions for families and life partners.
Cyber Protection Option
Additional protection against online risks optionally selectable.
Everything important for your security, digitally and transparently combined.
Ready for
Your comprehensive protection?
Home Insurance: Security for Your Belongings
Your home is your sanctuary, filled with things that are dear to you. The household insurance in the nextsure private protection package covers your entire inventory – from furniture and clothing to electrical appliances and valuables – against risks such as fire, water damage, storms, hail, as well as burglary and vandalism. It reimburses you the replacement value of damaged or stolen items. It is important to accurately determine the insurance sum to avoid underinsurance. Our digital portal assists in valuing and optimally adjusting your protection. Optional modules such as natural hazard or bicycle insurance expand the protection individually.
Legal protection insurance: Your strong partner in legal disputes
To have the law on your side and to actually receive justice are often two different things. A legal protection insurance, as an important component of our private protection package, supports you in enforcing your rights without incurring unforeseeable financial risks. It covers costs for lawyers, court proceedings, experts, and witnesses in insured areas such as private, occupational, traffic, or tenancy law. In protracted legal disputes, costs can quickly escalate. With legal protection insurance from nextsure at your side, you can approach such situations more calmly. We offer transparent conditions and digital adjustment options.
Accident insurance in private protection: Financial security in case of accidents
An accident can change your life in an instant. The private accident insurance within the personal protection package offers you financial security if you suffer permanent health impairments (disability) due to an accident. Unlike statutory accident insurance, private accident insurance provides coverage around the clock and worldwide, even during leisure time. The level of benefits depends on the degree of disability and the insurance sum. Additional benefits like accident pensions or daily hospital allowances can complement the protection. nextsure helps you to find the appropriate coverage and ensures financial support in the event of modifications or income loss.
How to choose the right private protection package for your needs
Choosing the right personal protection package is crucial for your financial security. Analyse your life situation and risks: Renting or own a home? Children, pets? Valuables? At nextsure, compare not only prices but also the scope of services for components like personal liability, household contents, and legal protection. Pay attention to coverage amounts, deductibles, and exclusions. Are important additional services such as protection against gross negligence or default coverage included? Use our digital tools and advice to create a package that precisely meets your needs and provides optimal protection without unnecessary costs.
Niche focus
Specialised Solutions
Digital Completion
Quick & Easy
Expert Consultation
Personalized for you
Benefits of digitally managing your Private Protection Package with nextsure
nextsure, as a digital insurance portal, utilises the latest technologies for easy management of your personal protection package. Through our user-friendly online customer portal, you have access to contract details, conditions, and documents at any time. Contract adjustments, such as address changes, can be completed with just a few clicks. In the event of a claim, you benefit from a quick and transparent digital reporting process: upload documents, track the processing status online. This "Digital-First" approach saves time, paper, and enables direct communication as well as faster response times – experience convenient, consistently digital insurance.
Cost Optimisation: How to Save on Your Personal Protection Package
A comprehensive personal protection package doesn't have to be expensive. By bundling several insurances (liability, household, legal protection) into one package with nextsure, you often get discounts. Check the amount of your deductible: A higher deductible can lower the premium but requires a higher personal contribution in the event of damage. Paying annually is usually cheaper than paying in instalments throughout the year. Regularly conduct an insurance check: Have your life circumstances changed? Are all elements still suitable? Our digital portal makes it easier to adapt your protection and costs to your current situation.
Avoid Common Mistakes When Taking Out Personal Protection Insurance
When purchasing a private insurance package, errors can have unpleasant consequences in the event of a claim. Underinsurance is often the issue, especially with home insurance, which leads to proportional compensation. Another pitfall is overlooking coverage exclusions or not reading the fine print. Clarify in advance which risks are covered. Compare not only prices but also services and conditions. Affordable rates can be inadequate due to high deductibles or low coverage limits. Report changes in your personal circumstances (e.g., relocation, marriage) promptly to keep the coverage up to date. nextsure supports you with transparency and advice.
What exactly is a private protection package?
A standard private protection package offers solid basic coverage. Individual life situations often require additional, tailored protection. nextsure enables the expansion of your package with meaningful add-ons. For expensive bicycles or e-bikes, bicycle insurance (theft protection even outside the home) is worth considering. Glass insurance can be useful for large glass surfaces (conservatory, ceramic hob). For homeowners, extended elemental damage insurance (protection against flooding, earthquakes) is often essential. Specific liability extensions (pet owner's liability) can be integrated. Our digital assistants and experts help with tailored supplementation.
