Securely protect your digital identity
Protect your personal data online with nextsure's comprehensive cyber identity protection. We provide quick assistance and financial security against identity theft and cybercrime.
24/7 Emergency Support
Data Recovery
Legal Cost Coverage
What is cyber identity protection and why is it indispensable?
Protection from Financial Loss
Reputation Restoration
Prevention & Education
Legal Support
The Invisible Dangers: How Identity Theft Works on the Internet
Identity theft on the internet is a multifaceted threat, often operating in secrecy until the damage is already done. Criminals use various sophisticated methods to access your valuable personal data. One of the most well-known tactics is phishing, where fake emails, websites, or messages from legitimate companies are used to capture login details or sensitive information. Malware, such as Trojans or keyloggers, which are installed unnoticed on computers or smartphones, can intercept passwords and other inputs directly. Data breaches at companies are another significant danger, with stolen datasets often traded on the dark web. Social engineering, the skillful manipulation of victims into revealing information, also plays a major role. The stolen identities are then misused for various criminal activities, from order fraud to more serious offenses. Protecting your online identity is therefore essential. nextsure helps you minimise risks and react quickly in case of an emergency.
Comprehensive Protection
Our Services in Cyber Identity Protection
Data Surveillance
Proactive monitoring of your personal data on the internet and darknet for early detection of misuse.
Emergency Assistance
24/7 expert support in cases of suspected identity theft, including the blocking of accounts and cards.
Cost Coverage
Reimbursement of lawyer, court, and recovery costs as well as financial losses up to the insured sum.
Legal Advice
Access to specialised lawyers in IT law and data protection for legal disputes.
Identity assistance
Active support in restoring your digital identity and correcting incorrect entries.
Reputation protection
Assistance with the removal of defamatory content and restoration of your good name online.
Purchase Protection
Protection against fraud in online shopping, including coverage for non-delivery or payment default.
Cyberbullying
Support and coverage for cyberbullying, including initial psychological consultation and legal action.
Antivirus
Recommendations and often included licenses for high-quality security software to protect your devices.
Tailored security for your digital world.
Your identity is valuable.
Protect them now!
Preventive Measures: How to Proactively Protect Your Digital Identity
The best protection against identity theft begins with proactive prevention measures. Use strong, unique passwords for each online service, ideally supported by a password manager. Always enable two-factor authentication (2FA) as an additional security layer. Keep your software and operating systems up to date with regular updates to close security gaps. Be extremely cautious when clicking on links or opening attachments in suspicious emails – a primary pathway for phishing. Use secure Wi-Fi networks, especially for sensitive transactions, and avoid public, unsecured networks. Regularly check your bank statements and credit card bills. Educate yourself on recognising phishing attempts and adjust your privacy settings on social networks to reduce the visibility of personal information. Vigilant behaviour is your first line of defence, complemented by specialised insurance solutions from nextsure.
Identity Theft Detected: First Steps and Immediate Measures
If you suspect identity theft, quick action is crucial. Immediately contact your bank and credit card companies to block accounts and cards. Change your passwords for all important online accounts, particularly email and online banking, and use strong, unique combinations. Report the incident to the police; this is often a prerequisite for further steps. Gather all evidence such as suspicious emails or unauthorized transactions. Inform credit agencies like SCHUFA about the incident. If you are insured with nextsure, contact us promptly via our emergency hotline for assistance with all necessary actions and claims handling. Check your devices for malware. A swift response is key to regaining control and minimizing long-term damage.
Financial Consequences of Identity Theft: What Costs Does Insurance Cover?
Identity theft can cause significant financial burdens. These include unauthorized debits, fraudulent credit card transactions, or orders placed in your name. Additionally, there are often costs involved in restoring your identity, such as fees for legal advice, notary costs, or applying for new identity documents. Correcting false entries with credit agencies can also be expensive. A specialized cyber identity protection insurance from nextsure is designed to shield you from these various financial repercussions. Depending on the policy, the insurance covers costs for lawyers, legal proceedings, the recovery of documents, the deletion of defamatory content, and compensates direct financial losses up to the agreed insurance sum. This way, you're not left with the often high costs.
Darknet Monitoring: How We Monitor Your Data in the Hidden Part of the Internet
The Darknet is a marketplace for stolen data such as email addresses, passwords, and credit card numbers. Darknet monitoring is a proactive security service from nextsure that monitors your data in these hidden areas. Specialized technologies continuously search known marketplaces and forums on the Darknet for your registered personal information (e.g., email, credit card numbers). If a match is found, you receive an immediate notification. This early warning enables you to take prompt action (e.g., change passwords, block cards) before the data can be misused. Therefore, Darknet monitoring is an important tool for the early detection of identity theft and helps to minimize potential damage by providing an additional layer of security.
Personal liability insurance
Basic protection for everyday life
Legal protection
Securing your rights
Contents insurance
Protect your home
Protection for the whole family: Cyber identity protection for relatives
Cybercrime affects all age groups. Children and young people are often particularly at risk, as they tend to act more carelessly online. Older family members can more easily become targets of phishing attacks. Comprehensive cyber identity protection for the whole family is therefore sensible. nextsure offers plans that extend protection to partners and children living in the household. This means centralised security and often a cost advantage. It is also important to educate the family about online safety: Discuss dangers, secure passwords, and the handling of personal data. nextsure's cyber identity protection complements this prevention with professional monitoring, rapid assistance, and financial security for all insured family members, contributing to a more carefree digital family life.
Online reputation protection: Restoring your good name after cyberattacks
Identity theft can massively damage your reputation if criminals post damaging content or commit crimes in your name. Restoring your good reputation online is often a lengthy process. This is where the reputation protection under nextsure's cyber identity protection comes into play. This service module actively supports you in restoring your reputation. This may include hiring specialists in online reputation management to help suppress negative entries or have unauthorized content removed. Legal action may also be necessary, with the insurance potentially covering costs. The aim is to regain control over your online presence and limit the damage to your image. nextsure is by your side to effectively defend your reputation.
Phishing, Smishing, Vishing: The Most Common Fraud Schemes in Detail
To protect yourself against online fraud, it is crucial to be familiar with the most common scams. Phishing refers to attempts to obtain sensitive information via fake emails, websites, or messages. These messages often mimic well-known companies and create a sense of urgency. Never click on links or open attachments from suspicious senders without thinking. Smishing is phishing via SMS, where victims are asked to click on a link that leads to a phishing site or installs malware. Be sceptical of SMS messages from unknown sources that include links. Vishing (voice phishing) is fraud conducted via phone calls. Fraudsters pose as bank staff or technicians and try to elicit information or request transfers. Never give out confidential information over the phone if you cannot positively identify the caller. Knowing these methods is the first step towards prevention.
What exactly is identity theft?
nextsure is your strong ally in the fight against identity theft. Our mission is to provide you with comprehensive cyber identity protection, offering not only financial security but also swift and competent assistance. We combine preventative measures such as dark web monitoring with reactive components like a 24/7 emergency hotline, identity restoration support, and cost coverage. Our focus is on tailored, easily understandable insurance solutions for digitally savvy customers. As a digital insurance portal, we rely on digitalised processes and informative content. Trust in the expertise of nextsure to effectively protect your digital identity and maintain control over your personal data. We are your partner for a secure digital life.