Sicher aktiv: Your Sports Insurance
Comprehensive protection for your sporting activities. Discover the sports insurance from nextsure – tailored, digital, and straightforward. Find out more now!
Individual Protection
Worldwide Validity
Quick Damage Report
Why Sports Insurance is Indispensable
Financial Security
Covers high costs
Exercise without worries
Protection against Disability
What risks does the sports insurance cover?
A comprehensive sports insurance from nextsure provides protection against a wide range of risks associated with sporting activities. These primarily include covering costs in the event of sports accidents, such as medical fees, hospital stays, rehabilitation measures, and possibly a disability benefit. Furthermore, it can cover damage to or theft of your sports equipment – an important aspect for owners of high-quality bicycles, skis, or diving gear. Sports liability insurance is also a key component: it covers you if you cause damage to third parties while playing sports. Depending on the rate, search, rescue, and recovery costs as well as coverage for sports travel abroad may also be included. A thorough examination of the individual policy provides clarification about the exact scope of coverage, which should be tailored to your needs.
TAILORED PROTECTION
An Overview of Our Sports Insurance Services
Accident protection
Worldwide and round-the-clock coverage for sports accidents.
Device Protection
Insurance for your expensive sports equipment against theft and damage.
Liability Insurance
Protection against damages you cause to third parties while engaging in sports.
Travel Protection
Special coverage for sports travel, including medical emergencies abroad.
Competition
Insurance cover for participation in amateur and professional competitions.
Salvage costs
Coverage of search, rescue, and recovery costs following a sports accident.
RehaSupport
Support for rehabilitation measures after serious sports injuries.
OnlineService
Simple contract management and quick claims reporting, fully digital.
Extreme Sports
Individual solutions also for high-risk sports after review.
Flexible and tailored to your needs.
Ready for carefree sports?
Your sports insurance is waiting!
Sports accidents: Prevention and proper action
Prevention is the best protection against sports injuries. This includes good preparation, proper warm-up, using appropriate protective gear, and avoiding overstrain. Know your limits and increase your training gradually. Despite all precautions, accidents cannot always be avoided. In an emergency, quick and correct action is crucial: provide first aid (RICE rule: Rest, Ice, Compression, Elevation), call emergency services if necessary, and seek medical attention. Document the accident and any witnesses for later reporting to your sports insurance. A good sports insurance like that from nextsure not only supports you financially but often provides assistance services for a quick recovery.
How to Optimally Insure Sports Equipment
High-quality sports equipment like bicycles, e-bikes, skis, snowboards, golf clubs, or diving equipment often represents a significant value. A specialized sports equipment insurance, often available as part of sports insurance or as a separate policy, protects this gear from theft, damage, or loss. When choosing insurance, pay attention to the coverage area (e.g., also abroad, during transport), the insurance sum (replacement value or depreciated value compensation) and any deductibles. It's important to securely store purchase receipts and serial numbers of your equipment to provide proof in case of damage. nextsure is pleased to advise you on how to optimally insure your specific sports equipment and avoid financial losses.
The sports insurance for various sports
Not every sport carries the same risks. While jogging is more prone to overuse injuries, team sports such as football or handball see more collisions and resulting injuries. Extreme sports like climbing, skydiving, or downhill mountain biking inherently have a higher risk profile. A good sports insurance policy acknowledges these differences and ideally offers modular solutions or specific tariffs for different categories of sports. It is crucial that your policy explicitly includes the sports you engage in. Inform nextsure about all your sporting activities to ensure your coverage is comprehensive and there are no gaps, especially if you participate in high-risk sports.
International Sporting Events: Insurance Coverage Abroad
Whether it's a training camp, competition participation, or an active holiday – many athletes are also active internationally. A standard health insurance or private accident insurance often provides limited or no coverage abroad, particularly in the case of sports accidents. A good sports insurance should therefore include worldwide validity or at least offer it as an option. Pay attention to benefits such as medical treatment costs abroad, medically necessary repatriation, search and rescue costs, and possibly the protection of your sports equipment when travelling. Clarify the exact scope of your nextsure sports insurance before travelling to ensure you are optimally covered in the event of an emergency, allowing you to pursue your international sporting ambitions worry-free.
Niche focus
Specialised Solutions
Digital+
100% Online Process
Expert Advice
Expert advice
Sports insurance for children and young people: Secure future talents
Children and teenagers are often particularly active and like to try out new sports. In doing so, their awareness of risks is not yet fully developed, which increases the danger of sports accidents. A special sports insurance for children and teenagers is therefore a sensible investment for parents. This not only covers the consequences of accidents but can also include benefits such as dental corrections following a sports accident or cosmetic operations. It is important that the insurance takes into account the specific needs of young athletes. Often, children are co-insured through the family's liability insurance, but this does not cover self-inflicted damages or accidents without third-party involvement. The nextsure sports insurance offers solutions to provide comprehensive protection for sports-loving youngsters.
Digital Sports Insurance: Benefits and Conclusion
In today's digitalised world, customers also expect insurance solutions to be fast and straightforward. A digital sports insurance, like the one offered by nextsure, meets exactly this expectation. The advantages are obvious: easy online comparison of rates, a transparent conclusion process around the clock, digital contract management, and quick, uncomplicated claims reporting via app or online portal. This saves time and effort. In addition, digital providers often offer cheaper premiums due to lean administrative structures. When choosing a digital sports insurance, pay attention to a user-friendly platform, clear contract terms, and reliable customer service for any enquiries. nextsure combines digital efficiency with expert advice for your optimal sports protection.
Cost of sports insurance: What influences the premium?
The cost of sports insurance can vary and depends on several factors. A major influencing factor is the desired scope of coverage: the more comprehensive the protection (e.g., high disability sums, inclusion of extreme sports, theft protection for expensive equipment), the higher the premium typically is. The sports practiced also play a role; riskier disciplines often lead to higher premiums. The age and health condition of the insured person may also be taken into account. Additional factors include the chosen insurance sum, any deductibles, and the duration of the contract. A thorough comparison of different offers and an honest account of your sporting activities will assist in finding an appropriate and fairly priced rate with nextsure.
Which sports are typically covered by sports insurance?
In the event of a sports accident or damage to your equipment, it is important to proceed correctly for a swift adjustment by your sports insurance. Step 1: Arrange for immediate medical attention and have injuries documented by a doctor. Step 2: Report the damage promptly to your insurance – conveniently online or via app with nextsure. Keep your contract number ready. Step 3: Describe the circumstances of the accident or damage in detail and truthfully. Attach all relevant documents (medical reports, invoices, photos, possibly a police report in case of theft). Step 4: Follow the insurance company's instructions and submit any further requested documents promptly. Transparent communication and complete documentation significantly speed up the adjustment process.
