Travel worry-free: Your baggage protection
Protect your travel luggage worldwide against loss, theft, and damage with nextsure's digital luggage insurance. Travel relaxed and optimally insured.
Digital Immediate Protection
Worldwide Validity
Create transparent rates
Why travel insurance is indispensable
Financial Protection in Case of Loss
Security in Case of Theft
Replacement in case of damage
Worldwide Insurance Coverage
What does the nextsure travel luggage insurance cover?
The nextsure travel luggage insurance provides comprehensive protection for your personal belongings during your travels. We understand how important your luggage is for a worry-free trip, whether it's a well-deserved holiday or an important business trip. Our goal is to give you peace of mind, so you can enjoy your journey without worrying about the loss, theft, or damage of your luggage. Insured items include your suitcases, bags, and backpacks along with their contents such as clothing, shoes, and toiletries. Valuables like laptops, cameras, or jewellery are also covered up to certain amounts; please refer to the specific conditions for details. The insurance covers theft (a police report is required), loss by the transport company, damage caused by third parties or means of transport, as well as robbery. Under certain conditions, costs for necessary replacement purchases due to delayed luggage delivery will also be covered. Cash, tickets, damage caused by intent, gross negligence, normal wear and tear, or inadequate packaging are typically not covered. For a detailed overview of the benefits and exclusions of your travel luggage insurance, especially concerning travel luggage theft insurance and travel luggage loss insurance, please consult the nextsure insurance conditions.
nextsure Services
Your luggage optimally insured
Worldwide Protection
Global protection for your belongings.
Theft protection
Safety in case of theft of your luggage worldwide.
Loss protection
Financial cover if luggage is lost.
Damage
Replacement for damage to your luggage.
Valuables
Special protection for your valuable possessions (pay attention to details).
Panic buying
Compensation for delayed baggage delivery.
Digital Service
Simple online conclusion and digital damage reporting.
Fair Tariffs
Clear costs, flexibly adaptable to your needs.
Quick Help
Competent support and prompt claims settlement.
Comprehensive protection for your travels, digital and transparent.
Travel without worry.
Protect your luggage now!
Scope and Insurance Sums: What You Need to Know
To ensure optimal protection through your travel baggage insurance from nextsure, it is crucial to understand the scope and the agreed insurance sums in detail. Our travel baggage insurance generally offers worldwide protection for the duration of your booked trip, starting upon departure and ending upon return. The maximum travel duration per individual trip is specified in the contract. The total insurance sum should realistically cover the value of your baggage. For valuables such as electronics or jewellery, sub-limits often apply, which are lower compensation limits. Check also if there is an agreed deductible – this is the amount you will have to bear yourself in the event of a claim. Carefully selecting the insurance sum and understanding the scope and compensation limits of your baggage insurance are essential. Relevant aspects include: Travel Baggage Insurance Coverage, Baggage Insurance Sum, Worldwide Baggage Protection, Baggage Sub-limits, Baggage Insurance Deductible. nextsure is happy to advise you on selecting the right tariff.
In the event of damage: How to act correctly in case of baggage loss or damage
If your luggage is lost, damaged, or stolen, stay calm and follow these steps: Report the loss or damage to the transport company (e.g., airline) at their counter immediately and request a written confirmation (e.g., Property Irregularity Report - PIR). In the event of theft or robbery, promptly file a report with the local police and obtain a copy of the report. Then, inform nextsure of the damage without delay. Use our online claims form or the service hotline for this purpose. Document the damage thoroughly with photos and create a detailed list of the affected items, including values and purchase receipts. Be mindful of the reporting deadlines in your insurance terms. Important keywords are: lost travel luggage what to do, luggage damaged claims report, suitcase stolen insurance, travel luggage insurance claim, PIR form luggage loss. A correct and prompt report to nextsure is crucial for a swift settlement.
Travel insurance vs. home insurance: What are the differences?
Many people wonder if home contents insurance is sufficient when travelling. Home contents insurance often includes external cover, which temporarily protects household items outside the home. However, the insurance sum for external cover is usually only a small percentage of the total sum and often only covers specific risks such as burglary. Simple theft or loss by transport companies is often not covered or only inadequately covered. A specialised travel baggage insurance, on the other hand, is tailored to travel risks: It often offers higher insurance sums specifically for luggage, covers typical travel risks such as loss by transport companies more comprehensively, and can apply worldwide for the entire duration of the trip. Carefully check the details of your home contents policy. For comprehensive protection, nextsure usually recommends dedicated travel baggage insurance, especially if you are travelling with valuable luggage. Key terms: travel baggage insurance, home contents insurance difference, external cover home contents travel baggage, coverage home contents holiday.
Tips for Choosing the Right Travel Luggage Insurance
When choosing your travel luggage insurance, you should consider the following points: Select an insurance sum that realistically covers the value of your luggage. Check the area of coverage (worldwide, Europe, etc.) and the maximum travel duration. Compare the scope of coverage: What damages (loss, theft, damage) are insured? Are valuables adequately covered and what conditions apply (sublimits, storage requirements)? Clarify the amount of any potential deductible. Inform yourself about services for luggage delay (emergency purchases). Read the insurance conditions carefully to be aware of exclusions and your obligations. Look for an uncomplicated digital conclusion process and quick claims settlement, such as those offered by nextsure. Important search terms: Selecting the right travel luggage insurance, tips for luggage insurance, travel luggage insurance comparison, what to consider when choosing travel luggage insurance.
Trip cancellation
Plan with confidence
Foreign health insurance
World-wide healthy
Sports equipment
Actively protected
Common Exclusions in Travel Baggage Insurance
Every travel luggage insurance policy has exclusions. Typically not covered are: cash, checks, tickets. Damage due to intent, gross negligence, normal wear and tear, inadequate packaging, or existing defects. Simply forgetting or leaving luggage unattended without external influence (such as theft) is often not covered. Confiscation by authorities, damage due to war or nuclear energy are also excluded. Often, glasses, contact lenses, hearing aids, or dental prosthetics have special regulations or are not insured. Mobile phones and smartphones may also be subject to special conditions or require separate insurance. Read the terms of your nextsure policy carefully to be fully informed about all exclusions of your travel luggage insurance. Relevant keywords: travel luggage insurance exclusions, what is not insured luggage, travel luggage insurance limitations.
Travel Insurance for Business Trips: Specifics
For business trips, travel baggage insurance is particularly important, as valuable equipment such as laptops, company smartphones, presentation materials, or samples are often transported. Loss or damage can have not only financial but also operational consequences. When selecting a policy for business trips, ensure it has a sufficiently high coverage amount that includes expensive electronics and work tools. Confirm the coverage for specific business equipment. For frequent travellers, annual policies can be beneficial. A fast, digital conclusion and a straightforward, swift claims process are crucial in business life. nextsure offers flexible solutions for travel baggage protection on business trips. Keywords: travel baggage insurance business trip, baggage insurance business travel, insuring a laptop on a business trip, insurance for work tools travel.
Purchase travel luggage insurance online: Quick and easy with nextsure
At nextsure, you can take out your travel luggage insurance completely digitally, quickly and easily. Visit our website, enter your travel details, choose the desired sum insured and the appropriate tariff. After entering your personal details and selecting the payment method, you will receive your insurance documents immediately by email. The insurance cover is then active immediately. This digital process offers you maximum flexibility and transparency – ideal for spontaneous travel decisions. Your contract data is available online in your customer account at any time. Of course, we ensure the highest data security. Keywords: Take out travel luggage insurance online, Digital luggage insurance, Quick travel insurance luggage, nextsure online insurance, Insurance digital.
Is my laptop insured in my luggage?
In addition to having good travel luggage insurance, there are many things you can do yourself to protect your luggage. Use sturdy, lockable suitcases and clearly label them with your name and address (both outside and inside). Valuables, medications, and important documents should be kept in your hand luggage. Photograph the contents of your suitcase or make a packing list. Never leave your luggage unattended, especially in busy places. Use the hotel safe. In the car, luggage should not be left visible. A distinctively designed suitcase is less likely to be mistaken. Check your luggage for damage as soon as you receive it. These preventive measures, combined with nextsure travel luggage insurance, ensure greater security. Search terms: Protect luggage travel, Prevent travel baggage theft, Pack suitcase securely, Luggage safety tips.
