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Knowledge & Guides
In-depth articles on insurance, provision and protection.
1222 Articles
When is bicycle insurance worth it?
When is bicycle insurance really worth it? A clear yes-if/no-if answer, typical costs, comparison with home contents insurance and a checklist before you sign.
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Guinea Pig Health Insurance: Dental Treatment and Costs
Guinea pig health insurance: costs by tariff tier, dental treatment only in the add-on module - annual limits and waiting periods at a glance.
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Surgery Insurance for Cats
What surgery insurance for cats costs in 2026: premiums with and without a deductible, GOT rate and annual maximum benefit explained.
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Supplementary dental insurance with no waiting period put to the test
How to read test grades for supplementary dental insurance without waiting period: what Finanztest reviews, which criteria are missing and how the grade fits
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Dog Health Insurance: Worth It or Better to Save Yourself?
Dog health insurance: worth it or better to save yourself? An honest answer with cost examples, coverage details and the question that really decides.
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How much does disability insurance cost per month?
What does occupational disability insurance cost per month? Realistic premiums for tradespeople, the self-employed and employees, plus the factors that drive
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Dog Health Insurance Tested: Which One Is the Best?
Which health insurance is best for dogs? An honest answer, test results, premiums and key criteria at a glance - with a worked example.
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Which small pets can you keep and insure?
Which small pets can you keep? Species, species-appropriate keeping, vet costs and insurance cover for small mammals, birds and reptiles.
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Full coverage comparison: deductibles and reimbursement for dogs
Dog health insurance full coverage comparison: how deductible, GOT rate and annual maximum interact - with a worked example.
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Best Bicycle Insurance with Wear-and-Tear Cover
Best bicycle insurance with wear-and-tear cover: honest criteria, costs from around 30 euros a year and the answer to when protection is worth it.
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Cruciate Ligament Rupture in Dogs: Surgery Costs for TPLO, Ligament Replacement and Aftercare
Cruciate ligament rupture in dogs: surgery costs for TPLO, ligament replacement and aftercare, with every item from diagnostics to physiotherapy clearly broken
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Dog Surgery Insurance Compared: Plans and Costs
Dog surgery insurance compared: what really matters when it comes to cover, costs for operations and clinic stays, and which plans are worth it.
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How Much Does a Dog Vaccination Cost? Rabies, Distemper, Leptospirosis
What does a dog vaccination cost? Prices for rabies, distemper and leptospirosis under the fee schedule for veterinarians, with a sample calculation and which
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Dog surgery insurance: what it covers and when it pays off
Dog surgery insurance: what it covers, what's excluded and when the premium really pays off compared with an operation bill.
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Exotic Pet Liability Insurance with a Pre-Existing Condition: When to Take Out a Policy?
Pre-existing conditions and age are irrelevant for exotic pet liability insurance. Find out when you really need a policy and what state law says.
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Dog Surgery Insurance Without a Health Check for Older Dogs
Dog surgery insurance without a health check for older dogs: how policies without health questions limit the risk and what is reviewed in the event of a claim.
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E-Bike Insurance Compared: Costs and Cover
E-bike insurance compared: what policies cost, when they're worth it, and why 45 km/h bikes need cover by law. With up-to-date figures.
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How much does a total operation for a dog cost?
What does major surgery for a dog cost? Concrete price ranges, a sample GOT calculation, and an overview of dog surgery insurance benefits at a glance.
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Cat Health Insurance Comparison
Cat health insurance comparison: how to check GOT reimbursement rates, annual coverage limits and deductibles in full-cover policies.
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Bicycle insurance: What is covered?
Bike insurance: what's covered? Theft, damage, wear and tear and more at a glance, including costs and how it differs from home contents and liability
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How much does horse surgery insurance cost per month?
Horse surgery insurance per month: realistic premium ranges, surgery costs from €8,000, daily clinic rates, plus waiting periods and GOT fee rates at a glance.
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Dog health insurance without a waiting period: These deadlines apply
Dog health insurance with no waiting period: what's locked out in the first 30 days, which second deadline applies, and when coverage starts immediately.
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FIP in Cats: Costs for Testing and Treatment
FIP in cats: what testing and treatment cost, why there's no flat rate, and which insurance covers diagnostics and medication.
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Camera Insurance: What Home Contents Insurance Doesn't Cover
Camera insurance explained: what damage home contents insurance doesn't cover, what happens on the go and in commercial use, and why a separate policy
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