nextsure

Magazine

Knowledge & Guides

In-depth articles on insurance, provision and protection.

1140 Articles

03 July 2026 · 12 min

Does Barmenia Pay if a Horse Dies Under Anesthesia?

Find out whether Barmenia's equine surgery insurance covers costs if your horse dies during anesthesia induction or surgery.

Read more
03 July 2026 · 12 min

Barmenia Vet Bill Deadline: When to File Your Claim

Find out the deadline for submitting your vet bill under Barmenia equine surgery insurance.

Read more
03 July 2026 · 12 min

Does Barmenia Cover Physiotherapy After Equine Surgery?

An analysis of Barmenia's reimbursement for physiotherapy after equine surgery.

Read more
03 July 2026 · 12 min

Can Barmenia Cancel Equine Surgery Insurance After Age 7?

Find out whether Barmenia can cancel equine surgery insurance after age 7, including the Premium plan's cancellation waiver.

Read more
03 July 2026 · 12 min

Does Barmenia Cover Cryptorchidism Castration? The Facts

An analysis of Barmenia equine surgery insurance: cryptorchidism cover, exclusions, and the financial risks for owners.

Read more
03 July 2026 · 12 min

Barmenia's Waiting Period for Colic Surgery: All the Details

How long is Barmenia's waiting period for colic surgery? The 5-day rule, exceptions, prior policies, and tariff details explained.

Read more
03 July 2026 · 12 min

Does Barmenia Pay for Multiple Surgeries for the Same Illness?

Learn how Barmenia's equine surgery insurance pays out for multiple operations from the same illness.

Read more
03 July 2026 · 12 min

Barmenia Waiting Period for Joint Chip Surgery: Key Facts

How long is Barmenia's waiting period for joint chip surgery? The 12-month rule for OC/OCD, exceptions, and cost coverage explained.

Read more
03 July 2026 · 12 min

Does Barmenia's Equine Surgery Insurance Cover You Abroad?

An analysis of Barmenia's equine surgery insurance abroad: coverage area, vet choice, and cost reimbursement.

Read more
03 July 2026 · 12 min

Barmenia Equine Surgery Insurance: Chip ID Required?

Does your horse need a chip or passport number to be identifiable with Barmenia? Identification rules and claims billing explained.

Read more
03 July 2026 · 12 min

Does Barmenia's Equine Surgery Insurance Cover Hoof Abscess?

An analysis of hoof abscess cover under Barmenia's equine surgery insurance, including exceptions and conditions.

Read more
03 July 2026 · 12 min

Can Barmenia Raise Equine Surgery Insurance Premiums?

When and how often Barmenia can adjust equine surgery insurance premiums, and your cancellation rights if they rise.

Read more
03 July 2026 · 12 min

Barmenia Equine Surgery Insurance: Deductible & Reimbursement

What is the deductible on Barmenia's equine surgery insurance? Tariffs without an excess, reimbursement rates, and costs explained.

Read more
03 July 2026 · 12 min

Does Barmenia Credit Waiting Periods From Your Old Horse Policy?

An analytical guide to how Barmenia credits waiting periods from prior policies, focused on direct switches and tariff details.

Read more
03 July 2026 · 12 min

Does Barmenia Cover Horse Poisoning From Poison Bait?

Find out whether Barmenia covers poison-bait poisoning, which waiting periods apply, and how emergency claims are handled.

Read more
23 June 2026 · 12 min

Occupational Disability Insurance for Tradespeople

Why BU insurance is expensive for tradespeople, what alternatives exist, and how to bring the cost down.

Read more
23 June 2026 · 12 min

Anonymous Risk Pre-Check for BU Insurance: Strategies

An anonymous risk pre-check protects your chances of getting occupational disability insurance despite pre-existing conditions.

Read more
23 June 2026 · 12 min

PKV Basic Tariff Explained: Benefits, Costs & Switching

What is the PKV basic tariff? Benefits, maximum costs, eligibility, and how it differs from the standard tariff.

Read more
23 June 2026 · 12 min

PKV Risk Loading: Calculation, Amount & Removal

How high is a PKV risk loading? Data on calculation for pre-existing conditions, tariff switches, and strategies to remove surcharges.

Read more
23 June 2026 · 12 min

BU Insurance Despite Back Problems: What to Know

Can you get occupational disability insurance with back problems? Risk loadings, exclusions and the anonymous pre-check.

Read more
23 June 2026 · 12 min

PKV Premiums in Old Age: Strategies for High Earners

How do PKV premiums develop with age? Data on aging reserves, tariff switches, and cost optimization for high earners.

Read more
23 June 2026 · 12 min

BU Insurance Costs: What Does It Really Cost?

What does occupational disability insurance cost per month? Premiums, cost factors by profession and how to save.

Read more
23 June 2026 · 12 min

PKV Premium Calculator: Estimate Private Health Insurance Costs

A PKV premium calculator estimates private health insurance costs, offering transparent figures for high earners and the self-employed.

Read more
23 June 2026 · 12 min

Is PKV Worth It for Employees? Facts, Costs & Options

When PKV really pays off for employees: employer subsidies, premium trends with age, and alternatives at a glance.

Read more

Need personal advice?